Senior Coverage Analyst

Allstate

. Investigate, analyze, and determine insurance coverage for complex first-party and third-party claims .

Posted 9/24/2026full-timeRemote • United StatesSenior💰 $68,500 - $115,600 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates advanced analytical skills and strong legal reasoning to evaluate complex insurance claims and legal opinions. Proficient in interpreting insurance policy language and establishing negotiation strategies for claims settlement.

Highest-signal resume keywords

Advanced Analytical SkillsLegal ReasoningInsurance Policy InterpretationClaims Litigation KnowledgeAdjuster License Acquisition

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Claims EvaluationNegotiation StrategiesLitigation SettlementInsurance Coverage AnalysisMedical Bill Review

Soft Skills

Team LeadershipConflict ResolutionCommunication Skills

Certifications & Qualifications

Adjuster LicenseAppraiser License

Industry Keywords

Insurance CoverageClaims ManagementLegal PrinciplesClaims ProfessionalsDefense Counsel

About the role

Key responsibilities & impact

Investigate, analyze, and determine insurance coverage for complex first-party and third-party claims
Serve as a coverage expert and provide guidance on complex coverage issues
Evaluate legal opinions and collaborate with defense counsel, coverage counsel, claims professionals, and business partners
Evaluate, negotiate, and settle complex represented and/or litigation claims
Establish negotiation and litigation strategies with defense counsel
Establish and adjust reserves; document rationale and claim summary notes
Review medical bills and records for claims settlement evaluation
Lead team training sessions
Manage, research, and resolve complex communications, concerns, conflicts, or issues
Document claim files with notes, evaluations, and decision-making processes

Requirements

What you’ll need

4 year Bachelor’s Degree preferred
Equivalent combination of education and experience may be considered in lieu of the education requirement
3 or more years of experience
Advanced analytical skills
Strong legal reasoning
Ability to interpret complex insurance contracts and legal opinions
Knowledge of insurance policy language, legal principles, and claims litigation
Ability to obtain required adjuster and/or appraiser license(s) within 60 days of hire, if applicable
Passing an additional background check with the Department of Labor if licensing is required
Background investigation required
Not available to residents of California, Alaska, Hawaii, Washington, or Puerto Rico
Allstate generally does not sponsor individuals for employment-based visas for this position
Dedicated, private workspace free from distractions when working from home
Reliable internet with minimum speeds of 50 MB download and 5 MB upload

Benefits

Comp & perks

$1000 Licensing Sign on Bonus may be available for candidates with applicable active licenses
Comprehensive technology setup, including a laptop, monitors, headset, keyboard, and mouse
Monthly connectivity reimbursement for employees eligible to work from home