Senior Cashiering Associate

Alpaca

. Own and continuously strengthen controls across money movement workflows .

Posted 10/23/2026full-timeRemote • United StatesSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in processing money movements, including ACH, wires, checks, and journals, while ensuring compliance with regulatory requirements and internal controls. Proven ability to manage operational risks, train teams, and enhance workflows in financial services environments.

Highest-signal resume keywords

Money Movement ProcessingOperational Risk ManagementRegulatory ComplianceFinancial Services ExperienceTraining and Mentoring

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

ACH ProcessingWire TransfersTransaction ReconciliationFraud ControlsOperational ReportingCash ManagementTransaction CodingSOP DevelopmentAudit SupportPortfolio Accounting

Soft Skills

Attention to DetailClear CommunicationIndependent WorkPrioritizationEmpathy

Tools & Technologies

SalesforceBroker-Dealer SystemsCashiering Workflows

Industry Keywords

Financial ServicesBrokerage OperationsBankingCashieringFintech

About the role

Key responsibilities & impact

Own and continuously strengthen controls across money movement workflows
Review, validate, and approve ACH, wire, RTP, check, and journal requests
Process and release transactions accurately within established SLAs
Reconcile daily cash movements, deposits, and settlement activity
Monitor and resolve exceptions, returns, rejects, and transaction discrepancies
Serve as a primary operational contact for custodians and banking partners
Prepare and review daily and monthly operational reports, including transaction coding oversight
Maintain documentation and case tracking in Salesforce and internal systems
Ensure adherence to regulatory requirements, internal controls, and data privacy standards
Identify operational risks and escalate suspicious or high-risk transactions
Support audits, reporting requirements, and special projects
Partner with Operations, Compliance, Risk, and Technology on process improvements
Train and coach internal teams; contribute to playbooks, SOPs, and onboarding for cashiering workflows

Requirements

What you’ll need

Bachelor’s degree in Finance, Business, Economics, or related field — or equivalent experience
5+ years of experience in financial services, brokerage operations, banking, or cashiering
Direct experience processing money movements (ACH, wires, checks, journals, RTP preferred)
Experience interacting with custodians, clearing firms, or correspondent banks
Strong command of operational risk and fraud controls
High level of attention to detail and accuracy
Clear, confident written and verbal communication with internal stakeholders and external partners
Ability to work independently, prioritize competing demands, and elevate issues with context and recommendations
Preferred: Portfolio accounting or broker-dealer systems
Preferred: Experience in fintech or high-growth environments
Preferred: Prior ownership of SOPs, control frameworks, or audit support for cash/money movement operations
Preferred: Experience mentoring or training operations team members
Alignment with Alpaca’s company tenets: Stay Curious, Have Empathy, Be Accountable

Benefits

Comp & perks

Competitive Salary & Stock Options
Health Benefits
New Hire Home-Office Setup: One-time USD $500
Monthly Stipend: USD $150 per month via a Brex Card
Equal opportunity workplace dedicated to pursuing and hiring a diverse workforce