Analyst – Compliance

American Express

. Execute assigned independent compliance testing activities across AML, sanctions, KYC/CDD, ABC, transaction monitoring, and suspicious activity reporting .

Posted 9/21/2026full-timeCharlotte • North Carolina • United StatesJuniorMid-Level💰 $65,500 - $102,500 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in Financial Crime Compliance, including AML, KYC/CDD, and transaction monitoring, with a strong ability to conduct compliance testing and risk assessments. Proficient in analyzing financial crime policies and maintaining accurate documentation while effectively communicating findings and collaborating with stakeholders.

Highest-signal resume keywords

Financial Crime ComplianceAML Compliance TestingRegulatory Requirements AnalysisRisk ManagementACAMS Certification

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Compliance TestingControl EvaluationRoot Cause AnalysisEvidence ReviewTransaction MonitoringSuspicious Activity ReportingData AnalysisRegulatory RemediationIssue ManagementFinancial Crime Investigations

Soft Skills

Analytical SkillsProblem-SolvingAttention to DetailEffective CommunicationCollaboration

Tools & Technologies

Microsoft OfficeExcelWordPowerPoint

Certifications & Qualifications

ACAMSICA Financial Crime CertificationCGSS

Industry Keywords

KYC/CDDSanctionsFinancial ServicesFinCENOFACFATFFCAEU AML Directives

About the role

Key responsibilities & impact

Execute assigned independent compliance testing activities across AML, sanctions, KYC/CDD, ABC, transaction monitoring, and suspicious activity reporting
Support the end-to-end testing lifecycle, including planning, walkthroughs, fieldwork, evidence review, workpaper preparation, and reporting
Analyze financial crime policies, procedures, data, processes, and controls against regulatory requirements and internal standards
Maintain complete, accurate, and well-supported testing documentation and workpapers
Manage tasks across multiple reviews or workstreams within quality and delivery timelines
Support testing and post-closure validation of remediated financial crime controls
Assess financial crime compliance risks and control effectiveness objectively
Identify and escalate gaps, control weaknesses, and exceptions
Form evidence-based conclusions and document testing results
Apply professional skepticism when evaluating risk-based decisions, including alerts, investigations, SAR decisions, customer risk ratings, and sanctions alert dispositions
Support preparation of review reports, issues/findings, and governance materials
Work with compliance officers, financial crime teams, business teams, and risk functions to obtain evidence
Participate in stakeholder meetings and communicate testing queries, results, and concerns
Collaborate with review leads and testing colleagues; contribute to tools, templates, processes, and reporting improvements
Monitor relevant financial crime regulatory developments, enforcement actions, and industry guidance

Requirements

What you’ll need

Relevant 2+ years of experience in Financial Crime Compliance, compliance testing, internal or external audit, risk management, or assurance within financial services
Working knowledge of financial crime risk areas, including AML, sanctions, KYC/CDD, ABC, transaction monitoring, financial crime investigations, and suspicious activity reporting
Familiarity with global financial crime regulations and regulatory expectations, including FinCEN, OFAC, FATF, FCA, and EU AML Directives
Foundational understanding of compliance testing, control evaluation, root cause analysis, issue management, and risk management concepts
Ability to review evidence, challenge risk-based decisions, identify potential risks or exceptions, and form evidence-based conclusions
Strong analytical, problem-solving, and attention-to-detail skills
Effective written and verbal communication skills
Ability to manage competing priorities, work collaboratively, and meet agreed deadlines in a matrixed, globally distributed organization
Proficiency in Microsoft Office applications, including Excel, Word, and PowerPoint
Employment eligibility to work with American Express in the United States required; visa sponsorship will not be pursued
Experience supporting regulatory remediation, issue validation, or audit/regulatory examination activity preferred
Exposure to data analytics or technology-enabled testing techniques preferred
ACAMS, ICA Financial Crime certification, CGSS, or equivalent financial crime certification strongly preferred

Benefits

Comp & perks

Competitive base salaries
Bonus incentives
6% Company Match on retirement savings plan
Free financial coaching and financial well-being support
Comprehensive medical, dental, vision, life insurance, and disability benefits
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities