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American Express

Claims Representative

American Express

. Investigate policy and product information using available tools .

Posted 9/25/2026full-timeUnited StatesJunior💰 $20 - $24 per hourWebsite

About the role

Key responsibilities & impact
  • Investigate policy and product information using available tools
  • Maintain state compliance for reporting, Medicare, insurance claims, and audit functions related to claims adjudication
  • Make claims decisions for retail products and interact directly with customers to ensure timely decisions
  • Research claims for proper disposition through phone and/or written correspondence with customers, businesses, and others
  • Adjudicate claims according to state and local laws, compliance requirements, and internal processes and procedures
  • Work a minimum of 3 days onsite and 2 days remotely in Phoenix, AZ or Sunrise, FL
  • Work a flexible schedule Monday–Friday between 6:00am and 5:00pm MST and potentially rotational weekends

Requirements

What you’ll need
  • Customer First Principles demonstrated through excellent verbal, written and interpersonal communication skills
  • High School Diploma or Higher-level education
  • Passion for exceptional service
  • Strong phone skills
  • Ability to adapt to multiple demands, shifting priorities and rapid changes in workflow
  • Ability to demonstrate initiative with minimal supervision to drive results
  • Strong problem-solving skills, time management and organizational skills
  • Superior level of accuracy and attention to detail
  • Strong proficiency in PC skills, including MS Word and Excel
  • 1 year of Insurance or Customer Service industry experience
  • A current Claims Adjuster License is a plus
  • If a license is not currently held, the applicant must be able to obtain the necessary license during the time frame allowed prior to training
  • Employment eligibility to work with American Express in the United States is required; the company will not pursue visa sponsorship

Benefits

Comp & perks
  • Competitive base salaries
  • Bonus incentives
  • 6% Company Match on retirement savings plan
  • Free financial coaching and financial well-being support
  • Comprehensive medical, dental, vision, life insurance, and disability benefits
  • Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
  • 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
  • Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
  • Free and confidential counseling support through our Healthy Minds program
  • Career development and training opportunities