Compliance Analyst

American Express

. Execute independent compliance testing across AML, sanctions, KYC/CDD, ABC, transaction monitoring, and suspicious activity reporting .

Posted 10/2/2026full-timeCharlotte • North Carolina • United StatesJuniorMid-Level💰 $65,500 - $102,500 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in Financial Crime Compliance, including AML, KYC/CDD, and transaction monitoring, while effectively managing compliance testing and documentation. Strong analytical and communication skills are essential for identifying risks and preparing comprehensive reports.

Highest-signal resume keywords

Financial Crime ComplianceCompliance TestingRegulatory KnowledgeAnalytical SkillsMicrosoft Office Proficiency

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

AMLKYC/CDDTransaction MonitoringCompliance TestingControl EvaluationRoot Cause AnalysisRisk ManagementEvidence ReviewReportingFinancial Crime Investigations

Soft Skills

Analytical SkillsProblem-SolvingAttention to DetailEffective CommunicationCollaboration

Tools & Technologies

Microsoft ExcelMicrosoft WordMicrosoft PowerPoint

Industry Keywords

FinCENOFACFATFFCAEU AML DirectivesCompliance DocumentationQuality AssuranceStakeholder EngagementRegulatory DevelopmentsGovernance Materials

About the role

Key responsibilities & impact

Execute independent compliance testing across AML, sanctions, KYC/CDD, ABC, transaction monitoring, and suspicious activity reporting
Support the full testing lifecycle, including planning, walkthroughs, fieldwork, evidence review, workpaper preparation, and reporting
Analyze financial crime policies, procedures, data, processes, and controls against regulatory requirements and internal standards
Maintain complete, accurate, and well-supported testing documentation and workpapers
Manage tasks across multiple reviews or workstreams while meeting quality and delivery timelines
Test and validate remediated financial crime controls and assess remediation milestones
Identify control gaps, weaknesses, and exceptions; escalate issues to review leads
Form evidence-based conclusions and prepare review reports, findings, and governance materials
Work with compliance officers, financial crime teams, business teams, and risk functions to obtain evidence
Participate in stakeholder meetings and communicate testing queries, results, and concerns
Apply the global ICT framework and support improvements to testing tools, templates, processes, and reporting
Monitor relevant regulatory developments, enforcement actions, and industry guidance

Requirements

What you’ll need

Bachelor's Degree
Relevant 2+ years of experience in Financial Crime Compliance, compliance testing, internal or external audit, risk management, or assurance within financial services
Working knowledge of financial crime risk areas, including AML, sanctions, KYC/CDD, ABC, transaction monitoring, financial crime investigations, and suspicious activity reporting
Familiarity with global financial crime regulations and regulatory expectations, including FinCEN, OFAC, FATF, FCA, and EU AML Directives
Foundational understanding of compliance testing, control evaluation, root cause analysis, issue management, and risk management concepts
Ability to review evidence, challenge risk-based decisions, identify potential risks or exceptions, and form evidence-based conclusions
Strong analytical, problem-solving, and attention-to-detail skills
Effective written and verbal communication skills, including clear and accurate documentation
Ability to manage competing priorities, collaborate, and meet deadlines in a globally distributed matrixed organization
Proficiency in Microsoft Office, including Excel, Word, and PowerPoint
Employment eligibility to work with American Express in the United States; visa sponsorship is not available

Benefits

Comp & perks

Competitive base salaries
Bonus incentives
6% Company Match on retirement savings plan
Free financial coaching and financial well-being support
Comprehensive medical, dental, vision, life insurance, and disability benefits
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities