Credit Risk Management Analyst

American Express

. Design, develop, and implement risk strategies and initiatives to profitably grow the consumer card business while controlling net loss provision .

Posted 9/15/2026full-timeMexico City • MexicoMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in risk management principles and data analytics, with advanced proficiency in SQL and experience in Python. Capable of collaborating across teams to develop and implement credit strategies while effectively communicating insights and recommendations.

Highest-signal resume keywords

Advanced SQL ProficiencyData Analytics ExperienceRisk Management PrinciplesAnalytical Problem-Solving SkillsBilingual Communication Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Data AnalysisRisk Strategy DevelopmentCredit Performance MonitoringAd Hoc AnalyticsExploratory Data AnalysisProgramming Code GenerationStatistical AnalysisQuantitative AnalysisProcess ImprovementTrend Diagnosis

Soft Skills

Analytical ThinkingProject ManagementRelationship BuildingInfluencing SkillsAttention to Detail

Tools & Technologies

SQLPythonData Visualization ToolsLarge DatabasesCredit Risk Management Software

Industry Keywords

Consumer Card BusinessRisk ManagementCredit StrategiesRegulatory DevelopmentsCustomer Management

Tech Stack

Tools & technologies

PythonSQL

About the role

Key responsibilities & impact

Design, develop, and implement risk strategies and initiatives to profitably grow the consumer card business while controlling net loss provision
Leverage industry best practices and data assets for continual risk strategy and process improvement
Collaborate with the central Risk Management organization, Operations, and Marketing teams to develop, enhance, and implement approved credit strategies and processes
Monitor key credit-performance portfolio metrics and diagnose trends, problems, opportunities, and required corrections
Run ad hoc analytics and conduct independent risk assessments across processes to identify emerging risks and performance issues
Monitor and understand regulatory and industry developments and proactively identify threats and opportunities
Generate and optimize programming code, primarily using SQL, to extract information from large databases
Perform exploratory data analysis and visualizations and generate insights relevant to Credit Risk Team strategies across Customer Management, Consumer, Small Business, and Corporate portfolios

Requirements

What you’ll need

Bachelor’s degree required in Actuarial Science, Economics, Data Science, Math, Physics, Statistics, Computer Engineering or similar quantitative field of study
Exceptional analytical and problem-solving skills with experience to lead and perform data analytics
Track record of driving results with strong thought leadership and ability to manage multiple projects simultaneously
Advanced SQL proficiency required
Python experience preferred
Advanced English and Spanish communication skills
Ability to present analytical findings and recommendations to managers, directors, and cross-functional stakeholders
Flexibility and ability to build strong relationships, operate effectively within large cross-functional teams, and influence business partners to drive changes
Ability to work independently in a dynamic, fast-changing environment with strong attention to detail
Deep understanding/experience of risk management principles with customer management is desirable

Benefits

Comp & perks

Competitive base salaries
Bonus incentives
Support for financial well-being and retirement
Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
Generous paid parental leave policies (depending on your location)
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities
Employment conditioned upon successful completion of a background verification check, subject to applicable laws and regulations