Manager – Credit Risk, Data Analytics

American Express

. Conduct independent and thorough reviews of consumer and small business risk processes and strategies through extensive data analytics .

Posted 9/15/2026full-timeNew York City • New York • United StatesMid-LevelSenior💰 $89,250 - $150,250 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Expertise in credit risk management and data analytics, with a strong focus on portfolio monitoring and risk mitigation strategies. Proficient in utilizing data-driven analytical tools to support credit risk policies and communicate findings effectively to stakeholders.

Highest-signal resume keywords

Credit Risk ManagementData-Driven Analytical ToolsLarge Data Analytical SkillsAdvanced Degree in Quantitative FieldRisk-Mitigation Strategies

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Data AnalyticsRisk Appetite FrameworkPortfolio MonitoringException MonitoringMacroeconomic Trend Analysis

Soft Skills

Strong Motivation to LearnAbility to Manage Multiple PrioritiesClear CommunicationCourage to Challenge Status QuoCollaboration

Tools & Technologies

SQLRPythonExcelPowerBI

Industry Keywords

Consumer Risk ProcessesSmall Business Risk StrategiesCredit Risk PolicyLimit ManagementCustomer Management

Tech Stack

Tools & technologies

PythonSQL

About the role

Key responsibilities & impact

Conduct independent and thorough reviews of consumer and small business risk processes and strategies through extensive data analytics
Provide analytical support for credit risk policy and standards for new account and limit management, customer management, and collections
Produce, analyze, and publish ongoing monitoring reports, including portfolio and functional MIS, exception monitoring MIS, and Risk Appetite Framework reports
Own Exceptions and Smart Monitoring KRIs and take appropriate action
Monitor concentrations in consumer and small business portfolios and recommend risk-mitigation actions
Identify emerging risks by tracking macroeconomic and market trends
Report to the Director, Global Credit Risk Oversight

Requirements

What you’ll need

Advanced degree in quantitative field (Math, Stats, Data Science, etc.); 2–5 years of working experience are preferred
Strong large data analytical skills and business acumen with a risk-reward control perspective
Proven capability with data-driven analytical tools (e.g. SQL, R, Python, Excel, PowerBI)
Credit risk management experience for a large portfolio
Dedicated mindset to the work and strong motivation to learn and thrive
Demonstrates the ability to successfully manage multiple priorities under pressure
Ability to clearly communicate oversight findings to credit risk peers, business partners, and senior leaders
Demonstrates the courage to challenge the status quo
Proven ability to collaborate with colleagues across the Company and self-starter with natural curiosity to solve problems
Employment eligibility to work with American Express in the United States is required; the company will not pursue visa sponsorship

Benefits

Comp & perks

Competitive base salaries
Bonus incentives
6% Company Match on retirement savings plan
Free financial coaching and financial well-being support
Comprehensive medical, dental, vision, life insurance, and disability benefits
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities