Manager – Risk Management

American Express

. Own and drive end-to-end performance of the digital onboarding and underwriting funnel, balancing growth and risk outcomes .

Posted 10/9/2026full-timeNew York City • New York • United StatesMid-LevelSenior💰 $89,250 - $150,250 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in risk management and underwriting, with a strong focus on data analysis and cross-functional collaboration to drive performance improvements and ensure regulatory compliance.

Highest-signal resume keywords

Risk ManagementUnderwritingData AnalysisCross-Functional CollaborationStakeholder Management

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Commercial Credit RiskUnderwriting FundamentalsData-Driven InsightsPerformance OptimizationExecution Planning

Soft Skills

Excellent CommunicationOwnership MindsetExecution Focus

Tools & Technologies

Data IntegrationsCustomer Experience Design

Industry Keywords

Financial ServicesGovernanceRegulatory ComplianceCustomer JourneysTest-and-Learn Experimentation

About the role

Key responsibilities & impact

Own and drive end-to-end performance of the digital onboarding and underwriting funnel, balancing growth and risk outcomes
Identify and unlock opportunities to expand the acquisition funnel, improve conversion, and reduce friction across customer journeys
Apply risk judgment to complex scenarios while evolving underwriting strategies and policies
Generate data-driven insights to optimize performance and influence senior-level decision-making
Partner with Product and Technology teams to design and deliver capabilities, including external data integrations and enhanced customer experiences
Translate business and risk needs into execution plans, features, and requirements
Drive test-and-learn experimentation to improve funnel performance, decision accuracy, and operational efficiency
Collaborate across Sales, Marketing, Risk, Decision Science, and Technology to deliver a unified channel experience
Manage dependencies, trade-offs, and cross-functional blockers to ensure timely delivery
Ensure governance, controls, and regulatory compliance while enabling innovation

Requirements

What you’ll need

4–8 years of experience in risk management, underwriting, or financial services
Strong understanding of commercial / corporate credit risk and underwriting fundamentals
Proven ability to analyze data and translate insights into action
Experience working across cross-functional teams (Product, Tech, Risk, Data, Sales)
Strong ownership mindset and execution focus in fast-paced environments
Excellent communication and stakeholder management skills
Employment eligibility to work with American Express in the United States is required; the company will not pursue visa sponsorship for these positions

Benefits

Comp & perks

Bonus
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