Vice President, Audit Leader – Credit and Fraud Risk

American Express

. Lead a geographically diverse team planning, executing, and reporting credit and fraud risk audits and related initiatives .

Posted 10/2/2026full-timeNew York City • New York • United StatesSenior💰 $176,750 - $282,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive expertise in credit and fraud risk management frameworks, regulatory compliance, and internal audit practices. Capable of leading diverse teams, managing complex audit engagements, and utilizing data analytics to drive actionable insights and recommendations.

Highest-signal resume keywords

Credit Risk ManagementFraud Risk ManagementInternal Audit LeadershipData Analytics and VisualizationRegulatory Compliance Knowledge

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit Risk AssessmentFraud Prevention and DetectionAudit Lifecycle ManagementRisk and Control AssessmentData-Driven MonitoringTechnology-Dependent Controls EvaluationGovernance FrameworksKPI DevelopmentIssue ManagementReporting

Soft Skills

LeadershipCoaching and MentoringProject ManagementCreative Problem-SolvingCommunication Skills

Tools & Technologies

Data Visualization ToolsAudit Analytics SoftwareScorecardsDashboardsBusiness Continuity Systems

Industry Keywords

Financial ServicesComplianceOperational RiskConsumer LendingCommercial LendingPayment LifecyclesFCRAECOABSAPSD2

About the role

Key responsibilities & impact

Lead a geographically diverse team planning, executing, and reporting credit and fraud risk audits and related initiatives
Lead audit-related regulatory examinations and interactions, coordinating responses and communications with regulatory bodies
Build and sustain subject-matter expertise across credit and fraud risk controls and translate it into effective audit coverage
Oversee risk and control assessments and development of actionable audit findings
Partner with control groups and external auditors to coordinate audit planning and execution
Generate forward-looking business and risk insights through audit analytics, data-driven monitoring, and continuous assurance
Coach, mentor, and develop junior colleagues and co-sourced resources
Manage team capacity, capability-building, talent planning, training, recruiting pipelines, candidate screening, and selection

Requirements

What you’ll need

10+ years of relevant experience in internal audit, credit risk, fraud risk, operational risk, compliance, or a related control function within the financial services industry
Demonstrated leadership experience managing high-performing teams, overseeing multiple complex engagements, and providing clear, actionable developmental feedback
Deep knowledge of credit and/or fraud risk management frameworks, including governance, risk assessment, underwriting, customer management, portfolio monitoring, collections, fraud prevention and detection, investigations, issue management, and reporting
Strong understanding of risks across consumer, commercial, or small business lending and payment lifecycles, including credit concentrations, first-party and victim fraud, account takeover, phishing, identity theft, cyber-enabled fraud, and other emerging threats
Working knowledge of FCRA, ECOA, BSA, PSD2, and comparable international frameworks
Strong command of professional auditing practices, control theory, and the end-to-end audit lifecycle
Experience evaluating technology-dependent controls, including system interfaces, reports, application security, business continuity, and third-party risk
Ability to use data analytics, visualization, KRIs, KPIs, scorecards, and dashboards
Ability to integrate data analysis with business-process and risk-and-control knowledge and develop practical recommendations
Excellent written and verbal communication skills
Ability to work independently and collaboratively, manage competing priorities, and deliver results through sound judgment, project management, and creative problem-solving
Bachelor’s degree or equivalent in accounting, finance, risk management, information systems, data analytics, information technology, or a related field
Employment eligibility to work with American Express in the U.S. is required; visa sponsorship is not available
Prior experience at a Big Four firm or global systemically important bank is preferred

Benefits

Comp & perks

Bonus
Equity (if applicable)
Benefits