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American Freedom Insurance Company

Casualty Adjuster – Auto Insurance

American Freedom Insurance Company

. Take full ownership of a diverse caseload of third-party automobile injury claims .

Posted 9/25/2026full-timeRemote • United StatesMid-LevelSenior💰 $70,000 - $90,000 per yearWebsite

About the role

Key responsibilities & impact
  • Take full ownership of a diverse caseload of third-party automobile injury claims
  • Investigate, evaluate, negotiate, and resolve claims at all stages, including unrepresented, represented, early litigation, and time-sensitive policy limit demand cases
  • Comprehend and apply policy language provisions, conditions, and exclusions
  • Incorporate applicable state laws, judicial decisions, and regulations
  • Maintain an inventory of casualty claim files
  • Identify high-risk matters and take timely action to mitigate legal, financial, and extra-contractual risk
  • Draft coverage position letters, denials, and correspondence
  • Manage claims for fair, efficient, and timely resolutions while minimizing claim expenses
  • Collaborate across claim department teams and mentor personnel on coverage and liability concepts
  • Identify process improvements to optimize business outcomes and increase efficiency
  • Respond to attorney, regulatory, vendor, and consumer inquiries

Requirements

What you’ll need
  • Minimum 5 years auto insurance casualty claim experience
  • Bachelor’s degree preferred
  • Spanish Speaking a plus
  • Advanced knowledge and proven success in the resolution of complex, severe-injury claims
  • Non-standard auto insurance experience preferred but not required
  • Tennessee experience a plus
  • Proficient and effective negotiation skills on complex claims
  • Attention to detail producing high quality work product
  • Able to critically think and offer practical solutions
  • Strong coverage and liability analysis skills
  • Knowledge of state laws and regulations relative to claim practices
  • Ability to solve problems and find solutions expeditiously
  • Understand concepts of court processes
  • Ability and willingness to present interesting coverage and/or liability cases to management and other adjusters in the Casualty team
  • Excellent oral and written communication skills
  • Proficiency with technology, primarily Microsoft Office – Word and Excel

Benefits

Comp & perks
  • 401K with up to a 6% company match
  • Choice of Blue Cross Blue Shield PPO, HMO, or HSA plans
  • Dental and vision coverage
  • Access to telemedicine services
  • At Least 6 Paid Holidays
  • Paid Time Off (PTO) for vacation, personal, or sick time
  • Separate personal days for sickness, family needs, appointments or personal matters
  • Employee recognition for work milestones
  • Paid training
  • State licensing reimbursement
  • Opportunities for advancement
  • Inclusive holiday events
  • Employee referral bonuses
  • Virtual team meetings