Associate Director, Non-Financial Risk, Transaction Banking – Payments & Cash Management

ANZ

. Provide trusted first-line and independent Non-Financial Risk advice across Payments and Cash Management products, client solutions and strategic change initiatives .

Posted 9/18/2026full-timeMelbourne • AustraliaSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in Non-Financial Risk management within the financial services sector, with a strong focus on Transaction Banking, Payments, and Cash Management products. Capable of leading risk assessments, governance, and compliance initiatives while fostering a proactive risk culture and stakeholder collaboration.

Highest-signal resume keywords

Non-Financial Risk ManagementTransaction Banking ExpertiseRisk Assessment LeadershipStakeholder ManagementOperational Risk Knowledge

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Risk AssessmentControl ReviewsRisk ReportingGovernance FrameworksOperational RiskComplianceFinancial Crime RiskData RiskFraud RiskChange Management

Soft Skills

Analytical SkillsProblem-SolvingInfluencing SkillsCommunication SkillsCollaborative Approach

Certifications & Qualifications

Tertiary Qualifications in RiskTertiary Qualifications in FinanceTertiary Qualifications in CommerceTertiary Qualifications in LawTertiary Qualifications in Business

Industry Keywords

PaymentsCash ManagementClient SolutionsRisk CultureGovernanceOperational ReadinessRisk IndicatorsTransaction BankingClient JourneysEnd-to-End Product Lifecycle

About the role

Key responsibilities & impact

Provide trusted first-line and independent Non-Financial Risk advice across Payments and Cash Management products, client solutions and strategic change initiatives
Lead identification, assessment, monitoring and reporting of material Non-Financial Risks
Provide constructive challenge on product risk profiles, risk assessments, control effectiveness, operational readiness and risk-in-change
Drive uplift in controls, risk indicators, assurance activities and management information
Lead risk input for new products, product enhancements, and regulatory or strategic programs
Prepare risk insights, governance papers and recommendations for senior stakeholders, risk committees and business forums
Partner with Product, Sales, Implementation, Operations, Technology, Digital Delivery, Compliance, Legal, Financial Crime, Risk and Audit
Contribute to the uplift of Transaction Banking risk frameworks, governance, controls and risk capability across the Payments and Cash Management portfolio

Requirements

What you’ll need

Significant experience in financial services with expertise in Non-Financial Risk, operational risk, controls, governance, compliance or a related discipline
Strong knowledge of Transaction Banking, Payments and Cash Management products, operating models, client journeys and the end-to-end product lifecycle
Demonstrated experience leading risk assessments, control reviews, issue and incident management, risk reporting and risk-in-change activities, including support for new products, platform changes and complex change initiatives
Sound understanding of operational, compliance, technology, cyber, data, fraud, financial crime, third-party, conduct and resilience risks
Strong analytical and problem-solving skills
Excellent stakeholder management, influencing and communication skills
Proactive and collaborative approach with a commitment to strong risk culture, continuous improvement and sustainable customer and business outcomes
Tertiary or professional qualifications in risk, finance, commerce, law, business or a related discipline are desirable

Benefits

Comp & perks

Flexible working arrangements
Access to health and wellbeing services
Discounts on selected products and services from ANZ
Resources, opportunities, and career support
Recruitment process adjustments and accessibility support