Credit Analyst

ASSA ABLOY Opening Solutions

. Manage the accounts receivable portfolio assigned by the District Credit Manager .

Posted 10/27/2026full-timeMonroe • North Carolina • United StatesJuniorMid-LevelWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in credit underwriting, collections, and financial analysis within the construction industry. Proficient in managing accounts receivable, minimizing risk, and ensuring timely collections while maintaining excellent communication and organizational skills.

Highest-signal resume keywords

Credit UnderwritingCollections ManagementFinancial AnalysisConstruction Industry ExperienceCommunication Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit InvestigationsUnderwriting AnalysisCorporate Financial Statement AnalysisCollections PracticesProject SecuritizationAd Hoc ReportingAging Accounts MonitoringDispute ResolutionLien and Bond Filing ReviewAccount Reconciliation

Soft Skills

Organizational SkillsInterpersonal SkillsStress ManagementTime ManagementMultitasking

Tools & Technologies

WindowsMicrosoft OfficeExcel

Industry Keywords

Accounts ReceivableCredit & CollectionConstruction IndustryDistrict ManagementShared Services Department

About the role

Key responsibilities & impact

Manage the accounts receivable portfolio assigned by the District Credit Manager
Minimize risk and maximize collections
Make decisions regarding credit underwriting, collections, project securitization, and initiating legal actions when necessary
Conduct credit investigations on existing and potential customers and projects
Perform underwriting analysis on general contractors, owners, sureties, and other pertinent parties for new jobs
Analyze corporate financial statements, D&B, NACM, and other credit-service information to establish unsecured and secured credit extensions within assigned authority limits
Prepare and submit monthly management reports regarding collection issues
Monitor aging accounts and determine required action
Collaborate with the Shared Services Department to ensure timely responses and outstanding customer experience
Perform ad hoc reporting for credit and finance leadership
Communicate with all levels of District Management
Perform collection calls and account management within the assigned portfolio
Handle internal and external requests for credit assistance
Reconcile short payments, discrepancies, and accounts
Review lien and bond filing dates to ensure accounts receivable collectability
Follow up on disputes and work with districts and salespeople to resolve them
Facilitate placement of accounts with collection agencies and escalated collection efforts
Participate in training and education opportunities for next-level roles and responsibilities
Report to the Director of Credit Collections, North America

Requirements

What you’ll need

2+ years in the credit & collection field
Construction industry experience preferred
Degree in Finance, Accounting, or Business Management-related field preferred
Timely collection and follow-up within the assigned portfolio
Cross-functional capability
Understanding and participation in District metric success
Continued growth in underwriting, analysis, collection practices, job securitization, and industry-specific activity
Excellent and timely communication skills
Analytical financial skills
Excellent oral and written communication skills
Organizational and interpersonal skills
Ability to handle stress successfully, manage time, and multitask
Ability to work independently on assigned tasks
Computer software skills, including Windows, Office, and Excel
Ability to work as a team

Benefits

Comp & perks

Competitive pay
Robust health insurance options
Retirement plans
PTO
Paid holidays
Tuition reimbursement
Service awards
Well-defined career paths
Regular performance reviews
Opportunities for promotion
Leadership development programs
Health, dental, and vision plans
401(k) with company matching
Short- and long-term disability insurance
Life insurance
Accidental insurance
15 PTO days
11 paid holidays
Flexible scheduling
Structured onboarding process
Access to online courses
Training from experienced colleagues and industry experts
Length of Service awards