Credit Analyst

. Manage the assigned accounts receivable portfolio .

Posted 10/15/2026full-timeMonroe • North Carolina • United StatesJuniorMid-LevelWebsite

Key responsibilities & impact

Manage the assigned accounts receivable portfolio
Minimize credit risk and maximize collections
Conduct credit investigations on existing and potential customers and projects
Perform underwriting analysis on general contractors, owners, sureties, and other relevant parties for new jobs
Analyze corporate financial statements, D&B, NACM, and other credit-service information to establish unsecured and secured credit extensions within assigned authority limits
Prepare and submit monthly management reports regarding collection issues
Monitor aging accounts and determine necessary action
Work with the Shared Services Department to ensure timely responses and outstanding customer experience
Perform ad hoc reporting for credit and finance leadership
Communicate with all levels of District Management
Make collection calls and manage accounts within the assigned portfolio
Respond to internal and external credit-assistance requests
Reconcile short payments, discrepancies, and accounts
Review lien and bond filing dates to ensure accounts receivable collectability
Follow up on disputes and work with Districts and salespeople to resolve them
Facilitate placement of accounts with collection agencies and escalated collection efforts
Participate in training and education opportunities for next-level roles and responsibilities
Report to the Director of Credit Collections, North America

What you’ll need

2+ years in the credit & collection field
Construction industry experience preferred
Degree in Finance, Accounting, or Business Management-related field preferred
Timely collection and follow-up within the assigned portfolio
Cross-functional capability
Understanding and participation in District metric success
Continued growth in underwriting, analysis, collection practices, job securitization, and industry-specific activity
Excellent and timely communication
Analytical financial skills
Excellent oral and written communication skills
Organizational and interpersonal skills
Ability to handle stress, manage time, and multitask
Ability to work independently
Computer software skills, including Windows, Office, and Excel
Ability to work as a team

Comp & perks