Loan Underwriting Specialist II

Atlantic Union Bank

. Evaluate credit requests and property valuations to support accurate risk assessment and sound credit decisions .

Posted 9/29/2026full-timeRemote • Virginia • United StatesJuniorMid-Level💰 $54,000 - $91,800 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in evaluating credit requests, analyzing borrower financial information, and making sound lending decisions while adhering to regulatory standards and internal policies. Proficient in reviewing appraisal reports and determining risk levels to support high-quality credit decisions.

Highest-signal resume keywords

Credit EvaluationRisk AssessmentLoan Application ApprovalAppraisal Report ValidationNMLS Registration

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Financial AnalysisCollateral EvaluationUnderwriting StandardsDocumentation PracticesRisk Mitigation

Soft Skills

Customer Inquiry ResponseCollaboration

Certifications & Qualifications

NMLS Registration

Industry Keywords

CreditworthinessRepayment CapacityRegulatory ComplianceInternal PoliciesInvestor Requirements

About the role

Key responsibilities & impact

Evaluate credit requests and property valuations to support accurate risk assessment and sound credit decisions
Analyze borrower financial information, repayment capacity, collateral strength, and overall creditworthiness
Review and validate appraisal reports for accuracy and adherence to established guidelines
Determine risk levels and approval recommendations
Evaluate and approve or deny loan applications in a timely manner
Gather information necessary to make sound lending decisions
Respond to internal and external customer inquiries
Maintain strong documentation practices
Partner with lending, operations, and risk teams to support timely, high-quality credit decisions
Perform other duties as necessary to support department and business-unit goals

Requirements

What you’ll need

Typically requires 2+ years relevant experience
May require vocational or technical training
Basic knowledge of job procedures and tools obtained through work experience
Ability to evaluate and approve or deny loan applications according to business unit standards
Ability to gather information and make sound lending decisions
Ability to analyze borrower financial information, repayment capacity, collateral strength, and overall creditworthiness
Ability to review and validate appraisal reports for accuracy and adherence to guidelines
Ability to determine risk levels and approval recommendations
Ability to apply underwriting standards consistently and identify and mitigate potential risks
May require obtaining and/or maintaining NMLS registration
Must comply with internal policies, investor requirements, and regulatory standards

Benefits

Comp & perks

Medical insurance
Dental insurance
Vision insurance
Life insurance
Disability coverage
Paid time off
Retirement savings through a 401(k) plan
Wellness resources
Other programs supporting teammates' health and financial well-being
Potential incentive compensation, bonuses, or other variable compensation, subject to applicable plans and performance criteria