Principal – Centralized Commercial Credit

Atlantic Union Bank

. Review complex business loan requests and perform independent credit analysis .

Posted 9/23/2026full-timeRemote • United StatesLeadWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in credit analysis, risk evaluation, and portfolio management while ensuring compliance with regulations and policies. Capable of providing guidance to junior professionals and collaborating with cross-functional teams to achieve business objectives.

Highest-signal resume keywords

Credit AnalysisRisk EvaluationPortfolio ManagementRegulatory ComplianceTeam Leadership

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Business Loan ReviewCredit Risk AssessmentCredit Solution StructuringPortfolio AnalysisRisk RatingClient Credit Solution DevelopmentEmerging Credit Concerns RemediationRegulatory KnowledgeIndependent Credit AnalysisLoan Structure Evaluation

Soft Skills

CoachingCollaborationCommunicationProblem SolvingDelegation

Certifications & Qualifications

Bachelor's Degree

Industry Keywords

Credit PolicyLending AuthorityFinancial ConditionManagement OperationsCompliance Regulations

About the role

Key responsibilities & impact

Review complex business loan requests and perform independent credit analysis
Assess borrower financial condition, management, operations, loan structure, and overall credit risk
Evaluate risk, structure credit solutions, and recommend, approve, or decline credit requests within established lending authority
Manage an assigned portfolio through ongoing monitoring, risk rating, portfolio analysis, client credit solution development, and remediation of emerging credit concerns
Partner with Relationship Managers, sales teams, and credit leadership to support business objectives and resolve complex credit matters
Ensure timely completion of loan requests and portfolio management activities
Provide subject matter expertise, guidance, and review support to less experienced credit professionals
Support credit evaluations, loan decisions, and approval concurrence as appropriate
Maintain compliance with applicable laws, regulations, policies, procedures, and required training
Stay current on regulatory and credit-related developments
Manage large projects or processes with limited oversight
Coach, review, and delegate work to lower-level professionals

Requirements

What you’ll need

Bachelor's Degree required; equivalent combination of education and experience may be considered
Typically requires 6–8+ years prior experience
Deep knowledge of the job area
Ability to review complex business loan requests and perform independent credit analysis
Knowledge of borrower financial condition, management, operations, loan structure, and overall credit risk
Ability to evaluate risk, structure credit solutions, and recommend, approve, or decline credit requests in accordance with lending authority, credit policy, and business needs
Knowledge of portfolio monitoring, risk rating, portfolio analysis, client credit solution development, and remediation of emerging credit concerns
Knowledge of applicable laws, regulations, policies, procedures, and required training
Ability to stay current on regulatory and credit-related developments

Benefits

Comp & perks

Medical insurance
Dental insurance
Vision insurance
Life insurance
Disability coverage
Paid time off
Retirement savings through a 401(k) plan
Wellness resources
Other programs designed to support teammates' health and financial well-being
Incentive compensation, bonuses, or other variable compensation may be available for certain positions, subject to applicable plans and performance criteria