Specialist II – Loan Underwriting

Atlantic Union Bank

. Analyze borrower financial information, repayment capacity, collateral strength, and overall creditworthiness .

Posted 9/29/2026full-timeRemote • Virginia • United StatesJuniorMid-Level💰 $54,000 - $91,800 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in analyzing borrower financial information and applying underwriting standards to evaluate loan applications. Strong ability to identify risks and maintain documentation practices while collaborating with lending and risk teams.

Highest-signal resume keywords

Loan Application EvaluationRisk Identification and MitigationUnderwriting Standards ApplicationDocumentation PracticesCustomer Inquiry Response

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Financial AnalysisCreditworthiness AssessmentAppraisal Report ReviewRisk Level DeterminationUnderwriting Decision Making

Soft Skills

Customer ServiceCollaborationDecision Making

Certifications & Qualifications

NMLS Registration

Industry Keywords

Loan UnderwritingCredit RiskDocumentation StandardsBusiness Unit StandardsEqual Employment Opportunity

About the role

Key responsibilities & impact

Analyze borrower financial information, repayment capacity, collateral strength, and overall creditworthiness
Review and validate appraisal reports for accuracy and adherence to established guidelines
Determine risk levels and approval recommendations
Evaluate and approve or deny loan applications according to business unit standards in a timely manner
Gather information as necessary to make sound underwriting decisions
Respond to internal and external customer inquiries
Apply underwriting standards consistently
Identify and mitigate potential risks
Maintain strong documentation practices
Partner with lending, operations, and risk teams to support timely and high-quality credit decisions
Perform other duties as necessary to support department and business-unit goals and objectives

Requirements

What you’ll need

Typically requires 2+ years relevant experience
May require vocational or technical training
Basic knowledge of job procedures and tools obtained through work experience
Ability to evaluate and approve or deny loan applications according to business unit standards
Ability to gather information to make sound decisions
Ability to respond to internal and external customer inquiries
May require obtaining and/or maintaining NMLS registration
Ability to apply underwriting standards consistently
Ability to identify and mitigate potential risks
Strong documentation practices
Ability to work under moderate supervision
Ability to interpret or deviate from standard procedures when necessary
Equal Employment Opportunity employer; drug-free workplace

Benefits

Comp & perks

Medical insurance
Dental insurance
Vision insurance
Life insurance
Disability coverage
Paid time off
Retirement savings through a 401(k) plan
Wellness resources
Other programs designed to support teammates' health and financial well-being
Certain positions may be eligible for incentive compensation, bonuses, or other variable compensation, subject to applicable plans and performance criteria
Reasonable accommodation for applicants with disabilities
Drug-free workplace