Field Premium Auditor

Auto-Owners Insurance

. Audit insured records to determine proper exposure classifications and premium basis .

Posted 10/15/2026full-timeNorthville • Michigan • United StatesMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in auditing insured records to assess exposure classifications and premium basis, while effectively communicating findings and recommendations to underwriting teams. Proficient in managing audit schedules and maintaining compliance with underwriting guidelines.

Highest-signal resume keywords

Bachelor's DegreeAssociate In Premium Auditing (APA)Exposure ClassificationPremium Basis DeterminationAudit Management

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Audit Insured RecordsExposure ClassificationPremium Basis AssessmentReport WritingData Analysis

Soft Skills

Effective CommunicationInterpersonal SkillsOrganizational Skills

Certifications & Qualifications

Associate In Premium Auditing (APA)

Industry Keywords

UnderwritingClaims ManagementInsurance AuditingRisk Assessment

About the role

Key responsibilities & impact

Audit insured records to determine proper exposure classifications and premium basis
Provide reports and recommendations to Underwriting
Determine exposure classification, premium basis, and scope of operations through observation, discussions with insureds, and review of accounting records
Report and discuss exposures on insured properties to determine underwriting eligibility and acceptability
Communicate with claims and underwriting associates, appointed agents, and insureds
Recommend termination of coverage based on observed exposure to loss
Manage assigned territory by effectively scheduling audits to maximize accurately completed physical audits
Establish a weekly agenda of scheduled appointments

Requirements

What you’ll need

Bachelor’s degree or equivalent experience
Has completed or is in the process of completing the Associate in Premium Auditing (APA) designation
Requirements may be waived or changed at Company discretion based on prior education and/or experience
Ability to drive an automobile
Valid driver license
Maintain a driving record consistent with the Company's underwriting guidelines for coverage
Ability to work in the U.S. without current or future sponsorship

Benefits

Comp & perks

Merit-based work-from-home program after initial in-person training, as defined by leadership
Friendly work environment
Structured training program
Employee mentoring
Competitive base salary
Matched 401(k)
Fully-funded pension plan once vested
Bonus programs
Generous paid time off including holidays, vacation days, personal time, and sick leave