Credit Analyst

Banner Bank

. Investigate credit and financial information for prospective and existing commercial clients .

Posted 11/5/2026full-timeRemote • United StatesJuniorMid-Level💰 $30 - $40 per hourWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in credit and financial analysis, including the ability to analyze financial statements, tax returns, and cash flow while ensuring compliance with regulations. Proficient in preparing credit approval packages and communicating effectively with stakeholders.

Highest-signal resume keywords

Credit AnalysisFinancial Statement AnalysisRegulatory ComplianceExcel ProficiencyAnalytical Thinking

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Credit AnalysisFinancial Statement AnalysisTax Return AnalysisCash Flow AnalysisAccounting Principles

Soft Skills

Analytical ThinkingSound JudgmentClear CommunicationAdaptabilityTime Management

Tools & Technologies

ExcelWord

Industry Keywords

Commercial LendingFinancial AnalysisLoan Decision MakingInternal PoliciesSecurity Requirements

About the role

Key responsibilities & impact

Investigate credit and financial information for prospective and existing commercial clients
Analyze business and personal financial statements, tax returns, cash flow, collateral, and sources of repayment
Prepare credit approval packages, spreadsheets, summaries, and written analyses for loan decision makers
Support new, renewed, and existing loan requests ranging from simple to moderately complex
Ensure all work complies with internal policies, procedures, security requirements, and applicable regulations
Help the bank make sound, responsible lending decisions that balance growth with risk
Work alongside experienced banking professionals

Requirements

What you’ll need

Bachelor’s degree in Accounting, Business, Economics, Law, Computer Science, or a related field (Required)
An equivalent combination of education and experience can be considered in lieu of a degree
Two or more years of related credit or financial analysis experience (Required)
Comfortable analyzing financial statements, tax returns, and cash flow with a strong grasp of basic accounting principles
Solid analytical thinking and sound judgment
Ability to manage high volumes of work accurately while adapting to shifting priorities in a deadline-driven environment
Clear and professional written and verbal communication
Understanding of federal and state regulations related to commercial lending
Proficiency in Excel, Word, and other applicable systems

Benefits

Comp & perks

Annual incentive potential
Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life
Paid vacation time, sick time and 11 company paid holidays
401k (with up to 4% match)
Tuition reimbursement