Banner Bank

Account Manager

• Generate revenue through business development activities with existing clients and new prospects
• Build and manage relationships with large, complex commercial clients, including specialized industry verticals
• Market and develop opportunities across commercial and industrial lending and targeted industry segments
• Negotiate loan terms and structure credit solutions within authority
• Prepare and present detailed credit analysis and recommendations for borrowing requests
• Conduct credit reviews and monitor portfolio risk for policy and regulatory compliance
• Monitor loan performance and maintain accurate risk ratings
• Represent the bank in the community to build awareness and strengthen relationships
• Mentor and coach less experienced relationship managers and support team development
• Follow company policies, procedures, and regulatory requirements

Senior Commercial Relationship Manager

Analyst

• Investigate credit and financial information for prospective and existing commercial clients
• Analyze business and personal financial statements, tax returns, cash flow, collateral, and sources of repayment
• Prepare credit approval packages, spreadsheets, summaries, and written analyses for loan decision makers
• Support new, renewed, and existing loan requests ranging from simple to moderately complex
• Ensure all work complies with internal policies, procedures, security requirements, and applicable regulations
• Help the bank make sound, responsible lending decisions
• Balance growth with risk through thoughtful, compliant, and well-supported credit decisions
• Work alongside experienced banking professionals

Credit Analyst

Administration

• Prepare accurate and timely loan documentation for commercial real estate secured transactions, including reviewing collateral and preparing security agreements
• Support Home Builder, Income Property, and Affordable Housing lending through closing and administration of construction and permanent loans
• Review appraisals and pre-construction evaluations for new construction and development loans
• Validate evidence of prepaid construction costs prior to closing
• Gather invoices, fees, and escrow settlement information to prepare funding statements and administer loan disbursements
• Partner with title companies, escrow officers, and insurance agents to obtain and review title policies, balance settlement statements, and verify insurance coverage
• Oversee loan files and maintain complete and accurate documentation, reporting, statements, and accounting information
• Assist in establishing and maintaining lien perfection on collateral
• Support loan extensions, modifications, and routine closing activities
• Provide guidance, training, and mentorship to newer team members
• Ensure compliance with bank policies, procedures, security requirements, and applicable government regulations

CRE Closing Administrator II

• Prepare accurate and timely loan documentation for commercial real estate secured transactions, including reviewing collateral and preparing security agreements
• Support Home Builder, Income Property, and Affordable Housing lending through closing and administration of construction and permanent loans
• Review appraisals and pre-construction evaluations for new construction and development loans
• Validate evidence of prepaid construction costs prior to closing
• Gather invoices, fees, and escrow settlement information to prepare funding statements and administer loan disbursements
• Partner with title companies, escrow officers, and insurance agents to obtain and review title policies, balance settlement statements, and verify insurance coverage
• Maintain complete and accurate loan files, reporting, statements, and accounting information
• Assist in establishing and maintaining lien perfection on collateral
• Support loan extensions, modifications, and routine closing activities
• Provide guidance, training, and mentorship to newer team members
• Ensure compliance with bank policies, procedures, security requirements, and applicable government regulations
• Partner with internal lending teams and external partners to support successful loan funding and protect loan portfolio quality

Collections

• Manage collection and recovery activities on assigned consumer, small business (QuickStep), and credit card accounts, including complex delinquency and recovery situations
• Evaluate account performance and risk factors to recommend collection and recovery strategies
• Prepare recommendations related to repossession, litigation, charge-offs, and other significant recovery actions
• Analyze complex delinquent accounts and determine short- and long-term recovery plans
• Administer bankruptcy accounts, including correspondence, court reporting, and related recovery coordination
• Communicate with borrowers regarding late payments, collection efforts, demand letters, repayment arrangements, and account resolution options
• Prepare monthly collection reports and recommend actions supporting portfolio performance and loss mitigation
• Monitor assigned accounts to maintain acceptable delinquency levels and minimize loan losses
• Ensure collection and recovery activities comply with bank policies, procedures, security standards, and applicable regulatory requirements
• Identify and escalate potential compliance concerns

Senior Collections Specialist

Loan Specialist

• Provide support to commercial lending staff in commercial branches or banking centers
• Process loan closings, attain loan perfection, and service loan customers
• Prepare all loan request documents
• Gather customer income and net worth information
• Answer customer questions
• Order external agency reports such as titles and insurance
• Prepare commitment letters
• Arrange for payoff of property liens
• Coordinate loan closings and prepare disbursement checks
• Verify loan system accuracy for boarded loans
• Ensure each loan file meets bank and regulatory requirements
• Make advances and payments on commercial lines
• Balance commercial loan suspense accounts monthly
• Comply with policies, procedures, security requirements, and government regulations

Commercial Loan Specialist

• Investigate credit and financial information for prospective and existing clients
• Analyze business and personal financial statements, tax returns, cash flows, collateral support, and repayment sources for new, renewed, and existing commercial loans
• Independently evaluate complex credit relationships and develop recommendations with minimal guidance
• Prepare spreadsheets, credit approval packages, credit proposals, financial summaries, and written opinions for loan decision makers
• Partner with lending teams to support effective credit risk assessment and portfolio management
• Support the Team Leader role and serve as a backup when needed
• Train, mentor, and support the development of new team members
• Maintain compliance with company policies, procedures, security requirements, and applicable government regulations

Senior Credit Analyst

Account Executive

• Develop new merchant services relationships by partnering with branches, Commercial Banking Centers, Treasury Management, Business Banking, Business Client Management, and Commercial Banking teams
• Follow up on referrals, identify client needs, present merchant services solutions, and convert opportunities into active merchant accounts
• Consult on complex merchant opportunities and ensure accurate merchant onboarding and account setup
• Build and maintain relationships with merchants and internal business partners to support growth and client retention
• Provide sales and technical support by explaining products, answering questions, and serving as a resource for merchant services inquiries
• Prepare pricing comparisons and recommend pricing strategies for prospective and existing merchant relationships
• Troubleshoot and resolve merchant services issues, including escalated and complex client concerns
• Assess merchant risk levels and work with internal and external partners to support approval solutions for higher-risk relationships
• Maintain expertise in merchant services regulations, policies, procedures, and PCI Compliance requirements
• Provide guidance, training, and knowledge sharing to team members and business partners on merchant services products, processes, and best practices
• Ensure compliance with applicable policies, security requirements, and government regulations
• Drive growth through strategic business development and trusted financial guidance
• Mentor others and contribute to a high-performing team

Senior Merchant Services Sales Consultant

• Generate revenue through business development activities with existing clients and new prospects
• Build and manage relationships with large, complex commercial clients, including specialized industry verticals
• Market and develop business opportunities across commercial and industrial lending and targeted industry segments
• Negotiate loan terms and structure credit solutions within authority
• Prepare and present detailed credit analyses and recommendations for borrowing requests
• Conduct credit reviews and monitor portfolio risk for policy and regulatory compliance
• Monitor loan performance and maintain accurate risk ratings
• Represent the bank in the community to build awareness and strengthen relationships
• Mentor and coach less experienced relationship managers and support team development
• Follow company policies, procedures, and regulatory requirements