Senior Credit Analyst

Banner Bank

. Investigate credit and financial information for prospective and existing clients .

Posted 9/17/2026full-timeRemote • California • United StatesSenior💰 $88,657 - $104,303 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates strong expertise in credit analysis, financial statement evaluation, and compliance with commercial lending regulations. Proficient in preparing financial summaries and credit proposals while effectively managing high volumes of work in fast-paced environments.

Highest-signal resume keywords

Credit AnalysisFinancial Statement EvaluationCommercial Lending ConceptsAnalytical SkillsCompliance Knowledge

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit InvestigationsCollateral RequirementsTax Return AnalysisCash Flow Performance AnalysisAccounting Principles

Soft Skills

Analytical ThinkingCommunication SkillsMentoringAdaptabilityTeam Collaboration

Tools & Technologies

ExcelWordLending Systems

Industry Keywords

SBA Credit AnalysisCommercial LoansFinancial SummariesCredit Approval PackagesGovernment Regulations

About the role

Key responsibilities & impact

Investigate credit and financial information for prospective and existing clients
Analyze business and personal financial statements, tax returns, cash flows, collateral support, and repayment sources for new, renewed, and existing commercial loans
Independently evaluate complex credit relationships and develop recommendations with minimal guidance
Prepare spreadsheets, credit approval packages, credit proposals, financial summaries, and written opinions for loan decision makers
Partner with lending teams to support effective credit risk assessment and portfolio management
Support the Team Leader role and serve as a backup when needed
Train, mentor, and support the development of new team members
Maintain compliance with company policies, procedures, security requirements, and applicable government regulations

Requirements

What you’ll need

Bachelor's Degree in Accounting, Business, Economics, Law, Computer Science, or a related field (Required)
An equivalent combination of education and experience can be considered in lieu of a degree
4 or more years of experience as a Credit Analyst (Required)
SBA credit analysis preferred
Strong expertise in analyzing complex financial statements, tax returns, credit information, and cash flow performance
Deep knowledge of credit investigations, collateral requirements, and commercial lending concepts
Exceptional analytical and critical thinking skills with a strong understanding of accounting principles
Ability to manage a high volume of work accurately in a fast-paced, deadline-driven environment
Ability to adapt effectively to changing priorities and interruptions
Clear and professional verbal and written communication
Knowledge of federal and state laws and regulations related to commercial lending
Proficiency with Excel, Word, and other business and lending systems

Benefits

Comp & perks

Annual incentive potential
Comprehensive employee benefits, including medical, dental, vision, LTD, STD and life
Paid vacation time, sick time and 11 company paid holidays
401k with up to 4% match
Tuition reimbursement