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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in business development, client relationship management, and credit analysis, with a strong focus on achieving profitability and customer retention. Proficient in developing marketing strategies and maintaining compliance with financial policies and procedures.
Highest-signal resume keywords
Business DevelopmentClient Relationship ManagementCredit AnalysisNegotiation SkillsBilingualism (English and French)
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Credit JudgmentLoan Proposal PreparationDue DiligenceAccount ManagementMarketing Plan DevelopmentProfitability AnalysisRisk AssessmentSales SkillsEntrepreneurship KnowledgeBDC Products Knowledge
Soft Skills
Interpersonal SkillsCommunication SkillsOrganizational SkillsTime ManagementResults Focus
Certifications & Qualifications
Bachelor's Degree in CommerceBachelor's Degree in Business Administration
Industry Keywords
Small Business DynamicsUnderserved Market DynamicsClient LoyaltyClient Growth StrategiesBDC Policies and Procedures
About the role
Key responsibilities & impact- Maintain relationships with small-business clients to promote business development and client loyalty
- Develop and implement client growth and retention strategies
- Build a long-term profitable loan portfolio while providing high-quality client service
- Identify and develop new financing and consulting business opportunities
- Collaborate as a team to provide outstanding client service and ensure smooth work sharing
- Develop and implement individual and group marketing plans aligned with Virtual Business Centre portfolio goals
- Achieve goals related to expected loss rate, profitability, revenue growth and customer retention
- Use credit judgment to ensure loan proposals are high quality, acceptable risk and compliant with BDC policies and procedures
- Analyze, negotiate and prepare loan proposals through credit analysis, due diligence and account management
- Maintain awareness of changes in policies, procedures and processes
Requirements
What you’ll need- Bachelor's degree in Commerce or Business Administration
- 3 to 5 years’ experience as a banker
- Proven sales skills and passion for entrepreneurship
- Proven talent in business development and client relationship management
- Ability to make sound credit decisions and thorough understanding of credit policies and practices
- Ability to identify business opportunities for entrepreneurs who will benefit from BDC's financing and consulting services
- In-depth knowledge of BDC products, services, policies and procedures
- Excellent negotiation skills and focus on results
- Thorough understanding of small business and underserved-market dynamics
- Strong interpersonal and communication skills
- Strong organizational and time-management skills to manage a high volume of client relationships
- Bilingualism (English and French) is an asset
Benefits
Comp & perks- Flexible and competitive benefits, including an Employee Savings and Investment Plan where BDC matches part of voluntary contributions
- Defined Benefit Pension Plan
- $750 wellness and health care spending account
- Paid vacation each year
- Five personal days
- Sick days as necessary
- Offices closed from December 25 to January 1
- Hybrid work model
- Opportunities for learning, training and development
