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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in collections and recovery activities across various loan types while ensuring compliance with regulatory requirements. Proficient in member communication, documentation, and maintaining accurate records to support effective financial operations.
Highest-signal resume keywords
Collections ExperienceFinancial Institution Contact CenterMS Office ProficiencyDetail OrientedVerbal and Written Communication Skills
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
CollectionsRecovery ActivitiesAccount AnalysisDocumentationDatabase Software
Soft Skills
Persuasive SpeakingCritical ListeningOrganizational SkillsProblem SolvingTeam Collaboration
Certifications & Qualifications
Associate Degree
Industry Keywords
Credit CardsHome Equity LoansAuto LoansConsumer LoansCompliance
About the role
Key responsibilities & impact- Perform collection and recovery activities across credit cards, home equity loans, auto loans, consumer loans, returned deposits, and charge-offs
- Complete required outbound and inbound dialer activities to achieve delinquency and recovery objectives
- Analyze member accounts and identify appropriate next steps, referring accounts for additional review or action when necessary
- Locate updated member contact information using available tools and resources
- Update and report address changes and phone numbers to maintain accurate member records
- Document member conversations, commitments, and payment arrangements in the system of record
- Resolve routine collection inquiries and collaborate with teammates on complex situations
- Perform responsibilities in accordance with compliance, regulatory, and information protection requirements
- Take on additional duties and special assignments as needed
- For Washington-based employees, travel periodically to onsite meetings in Tukwila or Spokane or off-site locations
Requirements
What you’ll need- Associate Degree or equivalent related experience required
- Minimum one year of experience in collections, financial institution contact center, or retail banking required
- Intermediate proficiency using MS Office and database software required
- Work additional hours as necessary to accomplish objectives, goals, and projects as needed
- Ability to speak persuasively and listen critically
- Detail oriented, with good organizational skills
- Ability to prioritize multiple tasks and meet deadlines
- Verbal and written skills to effectively communicate with members and co-workers
- Ability to work independently and as a team member, using discretion in decision making and sound judgement in problem solving
- Ability to maintain a high level of confidentiality
- Ability to work PST hours and a closing or later shift, with rotating Saturday shifts
Benefits
Comp & perks- 401(k) Company Match (up to 3%)
- 4% annual contribution to your 401(k) by BECU
- Medical, Dental and Vision (family contributions as well)
- PTO Program + Exchange Program
- Tuition Reimbursement Program
- BECU Cares volunteer time off + donation match
- Purpose-driven work
- Career growth opportunities
- Collaborative team environment
- Skill development opportunities
