Senior Private Bank Associate, Credit

BMO

. Provide customer service and portfolio management for lending services .

Posted 9/17/2026full-timeRemote • Illinois • United StatesSenior💰 $50,000 - $100,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in customer service, portfolio management, and credit analysis within lending services. Proficient in preparing business proposals, client communications, and conducting financial analyses while ensuring compliance with banking and lending regulations.

Highest-signal resume keywords

Credit AnalysisCommercial Loan UnderwritingPortfolio ManagementData-Driven Decision-MakingFederal Registration with Nationwide Mortgage Licensing System

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit QualificationLoan DocumentationFinancial AnalysisRisk ManagementOperational AuditsCollateralizationMargin TestingCovenant TestingClient PresentationsBusiness Proposal Preparation

Soft Skills

Verbal CommunicationWritten CommunicationCollaborationAnalytical Problem-SolvingInfluence Skills

Certifications & Qualifications

Federal Registration with Nationwide Mortgage Licensing System

Industry Keywords

Lending ServicesFinancial ServicesCommercial CreditPersonal CreditCompliance ReviewsBanking RegulationsPortfolio AdministrationClient SolutionsSecurity DocumentationEthical Conduct

About the role

Key responsibilities & impact

Provide customer service and portfolio management for lending services
Support banking and lending specialists and relationship managers
Perform proactive credit analysis, structuring, decisions, and portfolio monitoring
Prepare business proposals, client presentations, client meeting materials, account-opening documentation, and client communications
Resolve client questions and concerns and provide sales and service support
Review client solutions and credit structures and recommend best practices
Support strategic initiatives and collaborate with internal and external stakeholders
Complete risk, financial, and profitability analyses and provide insights and recommendations
Monitor performance, address issues, and produce regular and ad-hoc reports and dashboards
Implement and monitor procedural and policy changes
Manage operational audits, controls, and day-to-day portfolio administration
Set up and maintain accounts, collateralization, and documentation
Facilitate funding or underwrite loan applications, depending on specialization
Verify and process loan drawdowns and ensure required security documentation is complete
Review overdrafts and monitoring reports
Complete margin and covenant tests
Maintain, prepare, and register security collateral
Monitor security renewals, registrations, expiry dates, and lending documentation integrity
Escalate irregularities and discrepancies
Collect applicable fees and participate in audits and compliance reviews
Adhere to conduct, ethical, security, safeguarding, banking, investment, lending, and risk-management requirements

Requirements

What you’ll need

Typically 4–6 years of relevant experience
Post-secondary degree in a related field of study or equivalent combination of education and experience
Credit Qualification in accordance with established credit qualification processes, policies, and procedures
Commercial Loan and Underwriting experience in a financial services environment
In-depth knowledge of personal and commercial credit and non-credit products, monitoring/operational processes, and applications
In-depth understanding of loan and security documentation, including registration and renewal routines
Technical proficiency gained through education and/or business experience
In-depth verbal and written communication skills
In-depth collaboration and team skills
In-depth analytical and problem-solving skills
In-depth influence skills
In-depth data-driven decision-making skills
Federal registration with the Nationwide Mortgage Licensing System and Registry required
Criminal background review and credit history evaluation required
Restrictions on performing in a real estate agent capacity

Benefits

Comp & perks

Performance-based incentives
Discretionary bonuses
Health insurance
Tuition reimbursement
Accident and life insurance
Retirement savings plans
In-depth training and coaching
Manager support
Network-building opportunities
Tools and resources to reach new milestones