Senior Credit Analyst

Bounce

. Analyze financial and operational data to identify potential risks .

Posted 10/8/2026full-timeNew York City • New York • United StatesSenior💰 $100,000 - $120,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in risk analysis and management, with a strong focus on developing strategies, conducting audits, and preparing comprehensive reports. Proficient in financial modeling and collaboration with cross-functional teams to assess and mitigate risks.

Highest-signal resume keywords

Risk AnalysisRisk Management StrategiesFinancial ModelingAnalytical SkillsCollaboration

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Risk AnalysisRisk ManagementFinancial ForecastingPortfolio StratificationReturn ModelingData Due DiligenceRisk AuditsCompliance MonitoringCollection Curve TrackingUnderwriting Standards

Soft Skills

Analytical SkillsProblem-SolvingWritten CommunicationVerbal CommunicationTeam Collaboration

Tools & Technologies

Risk Management Software

Industry Keywords

FinanceBusiness AdministrationTechnology IndustryAI Industry

About the role

Key responsibilities & impact

Analyze financial and operational data to identify potential risks
Develop and implement risk management strategies
Monitor and report on risk levels and compliance with policies
Collaborate with cross-functional teams to assess risk impact
Prepare comprehensive risk assessment reports for management
Conduct regular risk audits and provide recommendations for improvement
Evaluate incoming debt-sale opportunities by building loan-level and cohort-level collection and cash-flow forecasts and recommending bid pricing
Stratify portfolios by product type, balance band, delinquency/age, state, and account attributes
Run seller data due diligence, including completeness, balance reconciliation, documentation/media availability, chain of title, bankruptcy/deceased scrubs, and prior placement history
Build return models using IRR, MOIC, NPV/discounting, and hurdle achievement; stress-test assumptions
Translate underwriting assumptions into monitorable post-purchase expectations
Track actual collection curves against underwritten curves by batch and vintage
Maintain IRR/MOIC tracking against hurdle targets and flag underperformance
Partner with Data Science on estimated remaining collections recalibration
Diagnose return gaps using operational drivers and population factors
Produce recurring portfolio-risk reporting for leadership
Help establish underwriting standards, pricing methodology, monitoring cadence, and escalation thresholds
Codify reusable analyses and write documentation
Work with leadership to define risk appetite and guardrails

Requirements

What you’ll need

At least 5 years of experience in risk analysis or a related field
Bachelor's degree in Finance, Business Administration, or a related field
Strong analytical and problem-solving skills
Proficiency in risk management software and tools
Excellent written and verbal communication skills
Ability to work collaboratively in a team environment
Experience in the technology or AI industry (Preferred)

Benefits

Comp & perks

Discretionary bonus eligibility
Comprehensive benefits package
401K + 5% Match
Competitive PTO plan
Collaborative and innovative hybrid working environment
Opportunity to grow in your career with a growing company