Bounce

Analyst

• Analyze financial and operational data to identify potential risks
• Develop and implement risk management strategies
• Monitor and report on risk levels and compliance with policies
• Collaborate with cross-functional teams to assess risk impact
• Prepare comprehensive risk assessment reports for management
• Conduct regular risk audits and provide recommendations for improvement
• Evaluate incoming debt-sale opportunities by building loan-level and cohort-level collection and cash-flow forecasts and recommending bid pricing
• Stratify portfolios by product type, balance band, delinquency/age, state, and account attributes
• Run seller data due diligence, including completeness, balance reconciliation, documentation/media availability, chain of title, bankruptcy/deceased scrubs, and prior placement history
• Build return models using IRR, MOIC, NPV/discounting, and hurdle achievement; stress-test assumptions
• Translate underwriting assumptions into monitorable post-purchase expectations
• Track actual collection curves against underwritten curves by batch and vintage
• Maintain IRR/MOIC tracking against hurdle targets and flag underperformance
• Partner with Data Science on estimated remaining collections recalibration
• Diagnose return gaps using operational drivers and population factors
• Produce recurring portfolio-risk reporting for leadership
• Help establish underwriting standards, pricing methodology, monitoring cadence, and escalation thresholds
• Codify reusable analyses and write documentation
• Work with leadership to define risk appetite and guardrails

Explore Senior Credit Analyst at Bounce. Review requirements and application details.