Insurance Product Director

Brown & Brown Insurance

. Own and manage Commercial Auto, Commercial General Liability, and Excess Liability products, including forms, endorsements, rating plans, underwriting rules, state requirements, and product documentation .

Posted 9/18/2026full-timeRemote • Maryland • United StatesLead💰 $200,000 - $240,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive expertise in managing Commercial Auto, Commercial General Liability, and Excess Liability products, with a strong focus on regulatory compliance, product development, and cross-functional collaboration. Proficient in analyzing complex insurance issues and translating business requirements into actionable product specifications.

Highest-signal resume keywords

Commercial Auto Product ManagementISO Product KnowledgeRegulatory Filing ManagementCross-Functional LeadershipProperty & Casualty License

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Product DevelopmentCoverage AnalysisPolicy ConstructionRating MethodologyForm FilingsEndorsement DevelopmentRegulatory ComplianceMarket AnalysisRisk ManagementProject Management

Soft Skills

LeadershipCommunicationAnalytical SkillsOrganizational SkillsProblem-Solving

Tools & Technologies

Microsoft OfficeSERFFPolicy Administration SystemsFiling Systems

Certifications & Qualifications

Property & Casualty LicenseCPCUARMAUCICARe

Industry Keywords

Commercial Property & Casualty InsuranceAdmitted MarketsNon-Admitted MarketsSurplus LinesCaptive InsuranceAlternative-Risk ProgramsTrucking RisksTransportation RisksRegulatory RequirementsISO Standards

About the role

Key responsibilities & impact

Own and manage Commercial Auto, Commercial General Liability, and Excess Liability products, including forms, endorsements, rating plans, underwriting rules, state requirements, and product documentation
Serve as the primary technical resource for coverage interpretation, policy construction, rating methodology, regulatory requirements, and product best practices
Develop and maintain ISO, proprietary, non-ISO, and manuscript forms, endorsements, rules, and supporting product materials
Evaluate policy language and product structure to identify coverage gaps, conflicting provisions, unintended coverage grants, and excess-to-primary policy inconsistencies
Monitor ISO, legislative, regulatory, judicial, and market developments and coordinate required product changes
Lead implementation of ISO revisions and determine appropriate adoption, modification, or supplementation strategies
Oversee admitted product form, rate, and rule filings, including regulator correspondence, objection management, and approval processes
Maintain state-specific product requirements, including approved forms, rates, rules, notices, and compliance obligations
Provide expertise regarding admitted, non-admitted, surplus lines, transportation, captive, and alternative-risk insurance programs
Evaluate the interaction of deductibles, self-insured retentions, captive participation, reinsurance, attachment points, and excess coverage structures
Establish product governance standards, approval processes, and controls for product changes, exceptions, and manuscript endorsements
Translate product requirements into business and system specifications and support testing and implementation efforts
Partner with Claims, Actuarial, Legal, Compliance, Underwriting, Operations, and Technology to ensure product accuracy, compliance, and operational effectiveness
Provide functional leadership to internal stakeholders, external vendors, consultants, and filing resources
Advise leadership on product risks, regulatory developments, market trends, and strategic product opportunities
Maintain accurate records of product decisions, approvals, filings, and implementation activities
Manage multiple product initiatives while ensuring technical accuracy, regulatory compliance, and timely execution
Develop product guidance, reference materials, and training to support underwriting and operational consistency

Requirements

What you’ll need

Bachelor's degree and 10+ years of Commercial Property & Casualty insurance experience or an equivalent combination of education and relevant experience
Significant commercial casualty product management experience involving Commercial Auto, Commercial General Liability, and Excess Liability
Deep knowledge of ISO products, forms, endorsements, classifications, loss costs, filings, and implementation requirements
Experience developing, reviewing, or implementing proprietary, non-ISO, and manuscript forms and endorsements
Experience managing form, rate, and rule filings and interacting with state insurance regulators
Strong knowledge of admitted, non-admitted, and surplus lines markets
Demonstrated ability to analyze complex coverage, rating, regulatory, and product issues and develop effective solutions
Experience leading cross-functional initiatives across Underwriting, Claims, Compliance, Legal, Actuarial, Operations, and Technology
Strong leadership, communication, analytical, organizational, and project management skills
Proficiency with Microsoft Office and insurance product, policy administration, rating, or filing systems
Commercial Auto experience involving trucking, transportation, or motor carrier risks
Experience with captive, fronting, alternative-risk, or multilayer casualty programs
Experience using SERFF and other regulatory filing platforms
Experience implementing products within policy administration systems and translating business requirements into system specifications
Property & Casualty license and/or professional designations such as CPCU, ARM, AU, CIC, or ARe
Experience providing functional leadership to product analysts, filing professionals, or external product resources

Benefits

Comp & perks

Medical/Rx
Dental
Vision
Life Insurance
Disability Insurance
ESPP
401k
Student Loan Assistance
Tuition Reimbursement
Free Mental Health & Enhanced Advocacy Services
Paid Time Off
Holidays
Preferred Partner Discounts