Senior Underwriting Specialist

Brown & Brown Insurance

. Independently underwrite new and renewal Commercial Casualty accounts, emphasizing Commercial Auto, Commercial General Liability, and Excess Liability.

Posted 9/18/2026full-timeRemote • Maryland • United StatesSenior💰 $140,000 - $145,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive expertise in Commercial Casualty underwriting, particularly in Commercial Auto, Commercial General Liability, and Excess Liability. Proficient in analyzing complex risks, developing underwriting recommendations, and managing intricate accounts within the trucking and transportation industry.

Highest-signal resume keywords

Commercial Auto UnderwritingCommercial General Liability UnderwritingExcess Liability UnderwritingISO Forms KnowledgeAdvanced Microsoft Excel Proficiency

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Underwriting ExperienceRisk AnalysisPolicy EvaluationCoverage Terms AssessmentLoss Run AnalysisClaims History AnalysisPricing ConsiderationsExposure Information AnalysisComplex Program StructuresCaptive Insurance Underwriting

Soft Skills

Analytical SkillsOrganizational SkillsInterpersonal CommunicationWritten CommunicationVerbal Communication

Certifications & Qualifications

Property and Casualty Insurance LicenseCPCUAUARMCIC

Industry Keywords

Commercial CasualtyTrucking IndustryTransportation OperationsAdmitted MarketsNon-Admitted MarketsSurplus LinesRisk-Control PracticesInsurance LayersCoverage GapsAlternative-Risk Structures

About the role

Key responsibilities & impact

Independently underwrite new and renewal Commercial Casualty accounts, emphasizing Commercial Auto, Commercial General Liability, and Excess Liability.
Evaluate large and complex risks by analyzing operations, exposures, loss experience, financial information, risk-management practices, coverage needs, and proposed program structure.
Develop underwriting recommendations on risk selection, pricing, coverage terms, limits, deductibles or retentions, captive participation, attachment points, exclusions, and other coverage conditions.
Review and interpret Commercial Auto, Commercial General Liability, and Excess Liability policies, including ISO, non-ISO, proprietary, and manuscript forms and endorsements.
Evaluate how policy definitions, exclusions, conditions, limits, aggregates, defense provisions, underlying insurance requirements, and endorsements interact across policy layers.
Identify coverage gaps, inconsistencies, unintended coverage grants, and conflicts among quoted terms, underlying policies, excess coverage, and issued documents.
Apply knowledge of admitted, non-admitted, and surplus lines insurance markets and related requirements.
Develop and maintain knowledge of trucking and transportation operations, including fleets, vehicle ownership and leasing, driver management, commodities, operating radius, filings, safety performance, and industry trends.
Review motor-carrier information and transportation risk indicators, including vehicle and driver schedules, operating authority, inspection and violation history, crash data, safety measurements, loss trends, and risk-control practices.
Analyze loss runs and claims information for frequency, severity, development, open claims, litigation trends, and patterns affecting underwriting decisions.

Requirements

What you’ll need

Bachelor’s degree and a minimum of seven years of progressively responsible Commercial Property and Casualty underwriting experience; an equivalent combination of education and relevant industry experience may be considered.
Significant underwriting experience with Commercial Auto, Commercial General Liability, and Excess Liability coverages, including experience evaluating complex casualty risks.
Strong technical knowledge of commercial insurance coverage forms, policy construction, and coverage mechanics, including ISO forms and endorsements, non-ISO forms, and manuscript endorsements.
Demonstrated experience analyzing exposure information, loss runs, claims history, pricing considerations, and other underwriting data.
Working knowledge of admitted, non-admitted, and surplus lines markets and associated placement requirements.
Experience evaluating policy terms, limits, deductibles or retentions, attachment points, exclusions, underlying insurance, defense provisions, and other material coverage conditions.
Ability to independently manage complex accounts, exercise sound underwriting judgment, and document and communicate underwriting recommendations.
Strong written, verbal, analytical, organizational, and interpersonal communication skills.
Advanced proficiency in Microsoft Office, particularly Excel, including organizing and analyzing large and complex data sets.
Property and Casualty insurance license and/or CPCU, AU, ARM, or CIC designation preferred.
Underwriting experience within the trucking and transportation industry preferred.
Experience underwriting captive insurance programs or other alternative-risk structures preferred.
Experience working with actuaries to evaluate loss development, actuarial assumptions, projected losses, and account-specific loss selections preferred.
Experience underwriting accounts involving multiple coverage lines, insurance layers, entities, jurisdictions, or complex program structures preferred.

Benefits

Comp & perks

Health Benefits: Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance
Financial Benefits: ESPP
401k
Student Loan Assistance
Tuition Reimbursement
Free Mental Health & Enhanced Advocacy Services
Paid Time Off
Holidays
Preferred Partner Discounts