Underwriting Specialist

Brown & Brown Insurance

. Analyze Property & Casualty insurance policies, including Commercial Property, Commercial Auto, General Liability, and GAP Coverage, for completion and coverage gaps .

Posted 9/18/2026full-timeRemote • Florida • United StatesMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in analyzing Property & Casualty insurance policies, including Commercial Property, Commercial Auto, General Liability, and GAP Coverage, while effectively evaluating risk exposures and recommending coverage enhancements. Proficient in underwriting principles and maintaining knowledge of industry trends and regulatory requirements.

Highest-signal resume keywords

Underwriting ExperienceProperty & Casualty InsuranceClaims AnalysisRisk Mitigation RecommendationsCommunication Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Policy AnalysisRisk EvaluationUnderwriting PrinciplesLoss Run AnalysisExposure Data AnalysisPolicy Renewal ReviewGAP CoverageCommercial Auto UnderwritingGeneral Liability UnderwritingUmbrella/Excess Liability

Soft Skills

Critical ThinkingDecision MakingProblem SolvingOrganizational SkillsMultitasking

Certifications & Qualifications

P&C License

Industry Keywords

Property & CasualtyCommercial PropertyClaims TrendsUnderwriting GuidelinesCaptive Insurance

About the role

Key responsibilities & impact

Analyze Property & Casualty insurance policies, including Commercial Property, Commercial Auto, General Liability, and GAP Coverage, for completion and coverage gaps
Analyze loss runs and claims history and propose underwriting terms, conditions, and risk mitigation recommendations
Complete commercial policy intake forms and gather underwriting information related to P&C exposures
Conduct underwriting calls with clients to discuss uninsured or underinsured risks and obtain data for actuarial pricing
Review policy renewal information, develop and underwrite renewal positions, and provide quote summaries with supporting documentation for approval
Submit case files for risk analysis reporting and actuarial pricing
Review large amounts of information and raw data for accuracy and completeness
Evaluate client exposures and recommend coverage enhancements
Send underwriting documents to clients supporting suggested eligible coverages
Explain definitions and applications of Oxford’s coverage lines, emphasizing Property & Casualty, Auto, General Liability, and GAP Coverage solutions
Coordinate with the Claims Department for underwriting sign-off and claims trend analysis
Maintain knowledge of industry trends, underwriting guidelines, regulatory requirements, and emerging risks impacting the Property & Casualty insurance marketplace

Requirements

What you’ll need

Bachelor’s degree required
5+ years of underwriting experience required
2+ years of experience reviewing and underwriting Property & Casualty insurance policies, including Commercial Auto, General Liability, and GAP Coverage programs, and servicing claims required
P&C license or industry designation preferred
Strong Property & Casualty background reviewing policies to ensure complete files, identifying gaps in coverage, and evaluating complex risk exposures
Knowledge of underwriting principles related to Commercial Property, Commercial Auto, General Liability, Umbrella/Excess Liability, and GAP Coverage products
Experience analyzing loss runs, claims trends, exposure data, and renewal information to support underwriting decisions
Strong communication, administrative, organizational, multitasking, critical-thinking, decision-making, and problem-solving skills
Ability to work independently and under pressure
Ability to handle confidential matters with discretion
Captive insurance experience preferred

Benefits

Comp & perks

Health Benefits: Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance
Financial Benefits: ESPP; 401k; Student Loan Assistance; Tuition Reimbursement
Mental Health & Wellness: Free Mental Health & Enhanced Advocacy Services
Paid Time Off
Holidays
Preferred Partner Discounts
Additional benefits may apply; enrollment waiting periods or eligibility criteria may apply to certain benefits
Benefit details and offerings may vary for subsidiary entities or in specific geographic locations