Deputy Head of Transaction Monitoring

Capital.com

. Shape and evolve the Group transaction monitoring framework with the Head of TM, including policies, procedures, rule design methodology, threshold calibration, and quality assurance .

Posted 9/21/2026full-timeSofia City • BulgariaLeadWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive experience in financial crime compliance and transaction monitoring, with a strong focus on framework design, regulatory engagement, and team leadership. Capable of making autonomous decisions on transaction monitoring matters while ensuring compliance with AML/CTF regulations.

Highest-signal resume keywords

Financial Crime ComplianceTransaction Monitoring Framework DesignRegulatory EngagementTeam LeadershipAutonomous Decision-Making

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Transaction MonitoringRule Design MethodologyThreshold CalibrationQuality AssuranceAlert EscalationSAR Filing RecommendationsAccount Restriction ApprovalsRegulatory SubmissionsAudit-Ready DocumentationScenario Engineering

Soft Skills

Strong Written CommunicationStrong Verbal Communication

Industry Keywords

FCAAMLCTFFinancial ServicesRegulated Financial FirmCFDForexLeveraged DerivativesTier 1 RegulatorCompliance Governance

About the role

Key responsibilities & impact

Shape and evolve the Group transaction monitoring framework with the Head of TM, including policies, procedures, rule design methodology, threshold calibration, and quality assurance
Review and challenge scenario engineering outputs, rule specifications, threshold proposals, and back-testing results
Own the quality standard for QA and governance outputs
Shape rule change proposals and threshold recalibrations through change management
Drive transaction monitoring minimum standards across entities and close gaps with local Heads of Compliance
Exercise delegated authority as primary transaction monitoring decision-maker when the Head of TM is unavailable
Approve withdrawal holds, account restrictions, and alert escalations
Review L3 SAR referral packs before submission to the entity MLRO
Approve interim rule threshold changes and document rationale
Deputise fully for the Head of TM during leave or absence
Support regulator relationships, respond to supervisory queries, attend regulatory meetings, and represent the TM function at inspections
Support regulatory submissions, supervisory feedback responses, and remediation communications
Coordinate with entity MLROs and Heads of Compliance on jurisdiction-specific requirements
Provide day-to-day leadership and line management of transaction monitoring specialist teams
Lead recruitment, onboarding, and development of transaction monitoring analysts
Chair transaction monitoring governance meetings
Act as senior escalation point for analysts, material issues, control failures, and emerging risks
Uphold the boundary between transaction monitoring compliance decisions and commercial interests
Ensure first-line alert operations operates within the second-line framework
Maintain audit-ready documentation across transaction monitoring governance activity

Requirements

What you’ll need

Extensive experience in financial crime compliance, including at least 3 years in a senior transaction monitoring role (team lead, deputy head, head of TM, or equivalent) within a regulated financial services firm
Experience in the CFD, forex, or leveraged derivatives sector, or with investment firms offering similar products
Demonstrable experience making autonomous decisions on transaction monitoring matters, including alert escalation, SAR filing recommendations, account restriction approvals, and rule threshold adjustments
Experience engaging directly with the FCA or another Tier 1 regulator (CySEC, ASIC, MAS, BaFin) on transaction monitoring or financial crime matters, including responding to supervisory queries and attending regulatory meetings
Experience with transaction monitoring framework design or significant enhancement, including rule design methodology, threshold calibration, and quality assurance
Working knowledge of AML/CTF regulatory requirements in at least two of: UK (FCA/MLR 2017), EU/Cyprus (AMLD/CySEC), Australia (AML/CTF Act/AUSTRAC), UAE (CBUAE)
Experience managing or overseeing a team of financial crime or transaction monitoring specialists
Strong written and verbal communication; the role produces materials for senior management, the CCO, the Board, and regulators

Benefits

Comp & perks

Competitive salary
Annual leave
Employee referral program with rewards
Medical insurance
Pension plans
Location-specific benefits and perks
30 extra days to work remotely from anywhere in the world (some restrictions apply)
Two additional paid volunteer days each year