Business Manager – Card Loss Forecast and Allowance

Capital One

. Produce a quarterly expectation for expected lifetime credit losses and the allowance for loans not expected to be repaid under GAAP accounting standards .

Posted 9/30/2026full-timeUnited StatesMid-LevelSenior💰 $149,800 - $188,100 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates strong analytical decision-making and problem-solving capabilities, with a focus on developing credit loss forecasts and risk models. Proven ability to lead teams, communicate effectively with executive stakeholders, and drive business strategies that enhance growth and profitability.

Highest-signal resume keywords

Credit Loss ForecastingRisk ModelingAnalytical Decision MakingPeople ManagementExecutive Communication

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Data AnalysisQuantitative AnalysisFinancial ForecastingStatistical ModelingBusiness Strategy DevelopmentProcess ImprovementProduct-Level AnalyticsMarket InsightsGAAP AccountingBusiness Requirements Management

Soft Skills

LeadershipStrategic InfluencingProblem SolvingTeam Capability BuildingCommunication

Certifications & Qualifications

Bachelor's Degree in Quantitative FieldMaster's Degree in Quantitative FieldMBA with Quantitative Concentration

Industry Keywords

Financial ServicesCapital RiskConsumer MarketingBusiness StrategyCross-Functional Collaboration

About the role

Key responsibilities & impact

Produce a quarterly expectation for expected lifetime credit losses and the allowance for loans not expected to be repaid under GAAP accounting standards
Create rigorous credit loss forecasts shared with executive-level senior stakeholders
Work with Accounting/Finance, Capital Risk, firstline business teams, and other cross-functional partners
Gain familiarity with underlying models and data
Engage with firstline teams across lines of business to track business strategy changes
Assess internal and external trends to derive insights into credit performance
Identify opportunities to improve processes and forecasts
Develop business strategies supporting growth, profitability, and competitive success
Potentially manage and develop 1–2 analysts; coach and mentor associates
Develop product and pricing strategies and lead product-level modeling and analytics
Lead direct-to-consumer marketing efforts and build targeted customer insights
Create risk models and test hypotheses through monitoring and analysis
Manage delivery of business intent, build business requirements, and execute product strategy
Oversee multiple projects and programs concurrently
Partner with IT, Sales, Operations, Finance, and other Capital One teams to improve quality, volume, service, and profitability

Requirements

What you’ll need

At least 3 years of professional experience performing analysis
Bachelor's Degree in a quantitative field, or Master's Degree in a quantitative field or an MBA with a quantitative concentration, currently held or expected by the scheduled start date
Quantitative field such as Business, Finance, Accounting, Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer Engineering, Software Engineering, Mechanical Engineering, Information Systems, or a related field
Proven track record of analytical decision making and problem solving
Strong quantitative orientation
Strong business judgment, leadership, and integrity
People leadership and team capability-building experience
Strong executive written and oral communication and strategic influencing skills
Ability to drive and execute short- and long-term goals in an uncertain, fast-paced environment
Preferred: Master's Degree in Business or quantitative field
Preferred: 5+ years of experience in analysis
Preferred: 2+ years of experience in financial services
Preferred: 1+ year of experience in consulting
Preferred: 2+ years of experience in people management
Capital One will consider sponsoring a new qualified applicant for employment authorization

Benefits

Comp & perks

Performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI)
Comprehensive, competitive, and inclusive health, financial and other benefits supporting total well-being
Employment authorization sponsorship may be considered for a new qualified applicant
Reasonable accommodations for applicants who require them