Manager, Product Management – Personal Loans

Capital One

. Drive the intent and evolution of the personal loans application decisioning experience using AI models, experimentation, and targeting capabilities .

Posted 10/26/2026full-timeUnited StatesMid-LevelSenior💰 $149,800 - $188,100 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in product management with a focus on AI-enabled decisioning experiences and consumer-facing digital products. Proven ability to balance customer journey optimization with credit and fraud controls while collaborating across cross-functional teams.

Highest-signal resume keywords

Product Management ExperienceAI-Enabled DecisioningConsumer-Facing Digital ProductsCross-Functional CollaborationQuantitative Analysis

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Data AnalysisBusiness Strategy TranslationExperimentationTargeting CapabilitiesDecisioning Experience Improvement

Soft Skills

Transformational LeadershipIntegrated Problem SolvingHuman-Centered Design

Certifications & Qualifications

Bachelor's DegreeMaster's Degree

Industry Keywords

Personal LoansCredit ControlsFraud ControlsAcquisition FunnelCustomer Journey

About the role

Key responsibilities & impact

Drive the intent and evolution of the personal loans application decisioning experience using AI models, experimentation, and targeting capabilities
Improve originations and conversion across the acquisitions funnel
Streamline the decisioning experience across the application funnel, from targeting customers to determining offers and funding
Define and implement intent balancing a frictionless customer journey with rigorous credit and fraud controls in partnership with Fraud, Credit, and Risk leaders
Build and maintain partnerships with platform, operations, and risk teams to integrate enterprise capabilities into the application experience
Partner with Technology and Design counterparts to deliver an AI-enabled, user-focused product organization
Lead cross-functional product management efforts across human-centered design, business outcomes, technology, integrated problem solving, and transformational leadership

Requirements

What you’ll need

Currently has, or is in the process of obtaining, a Bachelor's or Master's Degree in a quantitative field, Business, or Marketing, with the required degree obtained on or before the scheduled start date
Alternatively, a Bachelor's degree in any field and 3 years of Product Management experience
Experience translating business strategy and analysis into consumer-facing digital products
Capital One will not sponsor a new applicant for employment authorization for this position

Benefits

Comp & perks

Performance-based incentive compensation, which may include cash bonuses and/or long-term incentives (LTI)
Comprehensive, competitive, and inclusive health, financial, and other benefits supporting total well-being