Principal Financial Analyst – Card Operations

Capital One

. Consolidate financial results across Card Servicing towers .

Posted 9/29/2026full-timeMcLean • Virginia • United StatesLead💰 $109,900 - $137,900 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in financial analysis and modeling, with a strong ability to communicate insights and recommendations effectively to senior leadership. Proven track record in process improvement and leveraging financial data to drive business performance.

Highest-signal resume keywords

Financial AnalysisFinancial ModelingExecutive-Level PresentationsProcess ImprovementStakeholder Engagement

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Financial ReportingPerformance Metrics AnalysisCost Driver AnalysisData ConsolidationAutomationAI Integration

Soft Skills

Verbal CommunicationWritten CommunicationRelationship BuildingCritical EvaluationTime Management

Certifications & Qualifications

Chartered Financial Analyst (CFA)Certified Public Accountant (CPA)

Industry Keywords

Financial ServicesBankingTechnologyBusiness AdministrationFinancial Insights

About the role

Key responsibilities & impact

Consolidate financial results across Card Servicing towers
Report and communicate results to key business stakeholders
Analyze performance and efficiency metrics and identify trends
Analyze financial results, socialize drivers and impact, and provide recommendations to Card Operations business leaders
Support building sustainable and efficient processes while integrating legacy Discover and legacy Capital One financial data and associates through automation and AI
Prepare monthly, quarterly, and annual financial reporting and analysis
Lead development of presentations communicating analysis results to senior audiences and leadership teams
Analyze and explain key cost drivers and monthly variances, suggest business actions, and help manage regular reporting
Identify and lead new analyses that generate insights into business performance and opportunities
Partner with finance leaders, their teams, and other internal stakeholders
Identify and drive process improvements to generate efficiencies
Respond to ad-hoc requests and special projects

Requirements

What you’ll need

Bachelor’s Degree or Military experience
At least 3 years of experience in financial analysis, financial modeling, or a combination
Excellent verbal and written communication skills
Ability to articulate analysis outcomes and relevant insights
Ability to critically evaluate broad option sets and present recommendations
Ability to work effectively under open-ended and tight timelines
Financial leadership and ability to leverage financial insights to influence actions and results
Ability to communicate analytic insights through clear, high-impact, executive-ready presentations
Ability to build relationships across the organization
Comfort working in white space
No sponsorship for a new applicant for employment authorization
Preferred: Master’s Degree in Business Administration (MBA) or Master’s Degree in Finance
Preferred: Chartered Financial Analyst (CFA) license or Certified Public Accountant (CPA) license
Preferred: 5+ years of experience in financial analysis and financial modeling
Preferred: 3+ years of experience in financial services, banking, or technology industries
Preferred: 3+ years of experience partnering with senior leaders and internal stakeholders

Benefits

Comp & perks

Performance-based incentive compensation, which may include cash bonuses and/or long-term incentives (LTI)
Comprehensive health, financial, and other benefits supporting total well-being
Reasonable accommodations for applicants who require them