Risk Manager – Payment Risk Advisory, Business Enablement

Capital One

. Define and implement the future of payments governance and risk management .

Posted 9/30/2026full-timeRichmond • Virginia • United StatesMid-LevelSenior💰 $138,100 - $173,400 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in payments governance and risk management, with a strong focus on stakeholder engagement and cross-functional project leadership. Proficient in identifying risk trends and implementing effective risk mitigation strategies within the banking and financial industry.

Highest-signal resume keywords

Risk ManagementPayments ExperienceStakeholder ManagementProject ManagementAccredited Payments Risk Professional (APRP)

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Risk AnalysisGovernance ProceduresData AnalysisProcess DesignIncident Reporting

Soft Skills

ConsultationThought LeadershipCollaborationCommunicationLeadership

Tools & Technologies

Data Analysis Tools

Certifications & Qualifications

Accredited Payments Risk Professional (APRP)

Industry Keywords

Payments GovernanceRisk ManagementBanking IndustryFinancial IndustryCompliance

About the role

Key responsibilities & impact

Define and implement the future of payments governance and risk management
Provide oversight of end-to-end core payments functions across the enterprise
Consult with lines of business and provide solutions for payments-related challenges while enabling business objectives
Partner with Compliance, First line Risk Offices, and lines of business to define risk levels, procedures, and governance structures
Serve as connective tissue across product, technology, operations, and risk management partners
Advise stakeholders on integrating payment risk management across new products, use cases, and critical initiatives
Provide thought leadership on external payments developments, emerging technology, regulations, and industry perspectives
Identify payment risk trends and opportunities for risk mitigation
Coordinate payment rail-specific reviews with senior stakeholders
Simplify manual oversight workflows through data analysis tools and streamlined process design
Deliver reporting and insights to leadership forums on risk trends, incident patterns, and remediation progress

Requirements

What you’ll need

High School Diploma, GED, or equivalent certification
At least 3 years of experience in risk management, audit, or governance
At least 4 years of experience in the banking or financial industry
At least 5 years of experience supporting, partnering and interacting with internal and external stakeholders
Bachelor’s Degree or Military experience (preferred)
At least 5 years of project management experience leading cross functional projects and programs (preferred)
At least 5 years of experience managing senior stakeholders (preferred)
At least 4 years of experience in risk management (preferred)
At least 3 years of experience working in payments (preferred)
At least 3 years of people leadership experience (preferred)
At least 3 years of process management experience (preferred)
Accredited Payments Risk Professional (APRP) certification (preferred)
Capital One will not sponsor a new applicant for employment authorization for this position

Benefits

Comp & perks

Performance based incentive compensation, which may include cash bonuses and/or long-term incentives (LTI)
Comprehensive health, financial, and other benefits supporting total well-being