Senior Business Manager – Card Loss Forecast and Allowance

Capital One

. Deliver quarterly expected lifetime credit-loss forecasts and allowances under GAAP accounting standards .

Posted 10/13/2026full-timeUnited StatesSenior💰 $182,500 - $229,100 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in quantitative and qualitative analysis, financial modeling, and economic forecasting while effectively managing teams and projects. Proven ability to develop strategic business plans and improve processes to enhance credit performance and profitability.

Highest-signal resume keywords

Quantitative AnalysisQualitative AnalysisPeople ManagementProject ManagementFinancial Modeling

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Quantitative AnalysisQualitative AnalysisFinancial ModelingEconomic ForecastingProject ManagementData AnalysisRisk ModelingStrategic PlanningProduct DevelopmentCredit-Loss Forecasting

Soft Skills

Team ManagementCoachingMentoringCollaborationCommunication

Certifications & Qualifications

Bachelor’s DegreeMaster’s Degree (Preferred)

Industry Keywords

GAAP Accounting StandardsP&L AccountabilityBusiness StrategyDirect-to-Consumer MarketingCustomer ExperienceGo-to-Market StrategiesCross-Functional CollaborationExecution GovernanceStakeholder EngagementProcess Improvement

About the role

Key responsibilities & impact

Deliver quarterly expected lifetime credit-loss forecasts and allowances under GAAP accounting standards
Develop forecasts shared with executive-level senior stakeholders
Work with Accounting/Finance, Capital Risk, first-line business teams, and other cross-functional partners
Manage a team of high-performing associates
Coordinate the quarterly process across internal and partner teams, including execution, governance, and second-line challenges
Contribute to strategic team planning
Build familiarity with underlying models and data
Engage with first-line teams and key stakeholders throughout the quarter
Identify improvements to processes and forecasts
Develop business strategies supporting growth, profitability, and competitive success
Potentially own P&L accountability for a business segment and conduct strategic planning over a 1–6 month horizon
Coach and mentor associates
Develop product and pricing strategies and lead product-level modeling and analytics
Lead direct-to-consumer marketing efforts and develop targeted insights for customer experiences and go-to-market strategies
Improve credit performance through risk modeling, hypothesis testing, monitoring, and analysis
Coordinate delivery of business intent, build business requirements, and execute product strategy
Oversee multiple projects and programs concurrently
Partner with IT, Sales, Operations, Finance, and other Capital One colleagues

Requirements

What you’ll need

Bachelor’s Degree
At least 3 years of experience performing quantitative analysis
At least 3 years of experience performing qualitative analysis
At least 1 year of experience performing people management
At least 1 year of experience performing project management
Preferred: Master’s Degree in Business or a quantitative field such as Finance, Economics, Physical Sciences, Math, Statistics, or Engineering
Preferred: 5+ years of experience in quantitative analysis
Preferred: 5+ years of experience in qualitative analysis
Preferred: 2+ years of experience in people management
Preferred: 2+ years of experience in product development
Preferred: 2+ years of experience in financial modeling
Preferred: 2+ years of experience in economic forecasting
Preferred: 2+ years of experience in project management
Capital One will consider sponsoring a new qualified applicant for employment authorization

Benefits

Comp & perks

Performance-based incentive compensation, which may include cash bonus(es) and/or long-term incentives (LTI)
Comprehensive health, financial, and other benefits supporting total well-being
Employment authorization sponsorship consideration for a new qualified applicant
Reasonable accommodations for applicants with disabilities