Senior Commercial Real Estate Appraiser

Capital One

. Review completed real estate appraisals for accuracy, methodology, and compliance with bank policy and regulatory guidelines .

Posted 10/26/2026full-timeRichmond • Virginia • United StatesSenior💰 $161,500 - $202,800 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in real estate appraisal and valuation review, with a strong understanding of regulatory compliance and methodologies. Capable of mentoring junior appraisers and advising on appraisal programs and policies.

Highest-signal resume keywords

Real Estate Appraisal ReviewCertified General Real Estate Appraiser LicenseKnowledge of USPAP and FIRREAExperience in Commercial Real EstateValuation Analysis

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Real Estate ValuationMarket AnalysisProperty Specifics VerificationCapitalization Rates AnalysisComparable Sales Data EvaluationInternal ValuationsDue Diligence AnalysisWorkflow Tracking SystemsAppraisal Methodology ReviewComplex Property Evaluation

Soft Skills

MentoringCommunicationProblem SolvingCollaborationLeadership

Certifications & Qualifications

MAI DesignationCertified General Real Estate Appraiser License

Industry Keywords

Federal Banking RegulationsIRS Section 42 Housing ProgramHUD Area Median IncomeLIHTC DevelopmentsAppraisal Guidelines

About the role

Key responsibilities & impact

Review completed real estate appraisals for accuracy, methodology, and compliance with bank policy and regulatory guidelines
Verify property specifics, highest-and-best-use analyses, capitalization/discount rates, market assumptions, and comparable sales data
Issue formal acceptances or rejections of appraisal reports and resolve deficiencies or errors with staff and fee appraisers
Perform internal real estate valuations for bank use when required
Advise bank departments on real estate appraisal programs and valuation policies
Assist Commercial Real Estate Lenders with pre-approval analysis of prospective loans and collateral
Support due diligence analyses on loan portfolios for potential bank mergers and acquisitions
Onboard and maintain a qualified panel of independent third-party appraisers
Communicate appraisal guidelines, scope requirements, and regulatory expectations to external vendor partners
Monitor appraisal assignments, fee optimization, allocation, and turnaround timelines
Serve as secondary point of contact and operational lead for the Real Estate Valuations team in the Director’s absence
Mentor junior appraisers and provide guidance on technical appraisal deficiencies
Oversee workflow tracking systems and ensure timely delivery of final reports

Requirements

What you’ll need

Bachelor’s Degree in Real Estate, Finance, Economics or Military Experience
At least 6 years of professional real estate appraisal or valuation review experience
6+ years of professional real estate appraisal or valuation review experience in commercial real estate or banking
Certified General Real Estate Appraiser license or MAI designation
Strong knowledge of USPAP, FIRREA, and federal banking regulations governing real estate collateral
Experience evaluating complex commercial property types and market analysis models
Experience reviewing appraisals for new construction LIHTC developments
Understanding of the IRS Section 42 Housing Program and rent restrictions relative to HUD’s Area Median Income (AMI)
Capital One will not sponsor a new applicant for employment authorization or provide immigration-related support

Benefits

Comp & perks

Performance-based incentive compensation, which may include cash bonus(es) and/or long-term incentives (LTI)
Comprehensive, competitive, and inclusive health, financial, and other benefits supporting total well-being
Hybrid work arrangement