Senior Manager, Senior Counsel – Fair Lending

Capital One

. Serve as Capital One’s enterprise-wide legal expert on the Equal Credit Opportunity Act, Fair Housing Act, state fair lending laws, and related regulations and guidance .

Posted 9/23/2026full-timeMcLean • Virginia • United StatesSenior💰 $182,500 - $229,100 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive legal expertise in consumer regulatory matters, particularly in the Equal Credit Opportunity Act and Fair Housing Act, while effectively collaborating with stakeholders to ensure compliance and promote responsible access to credit.

Highest-signal resume keywords

Juris DoctorateActive State Bar MembershipConsumer Regulatory ExpertiseFair Lending ComplianceLegal Writing Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Equal Credit Opportunity ActFair Housing ActRegulatory ComplianceLegal CounselingDrafting Comment LettersFinancial Services KnowledgeAdverse Action Compliance ManagementLimited English Proficiency GuidanceDigital Accessibility CompliancePowers of Attorney Knowledge

Soft Skills

Relationship BuildingPrioritizationDecision MakingCommunication SkillsSynthesis of Information

Industry Keywords

Consumer Credit ProductsFair Lending LawsCompliance ManagementMarketing ComplianceCorporate Compliance

About the role

Key responsibilities & impact

Serve as Capital One’s enterprise-wide legal expert on the Equal Credit Opportunity Act, Fair Housing Act, state fair lending laws, and related regulations and guidance
Advise Consumer Card, Retail Bank, Capital One Auto, Capital One Shopping, and related support departments on fair lending and fair banking initiatives
Support Fair and Responsible Banking Compliance in implementing the fair lending and adverse action compliance management program
Provide fair lending legal counseling to commercial credit lines of business as needed
Provide supplemental legal counseling on limited English proficiency, physical and digital accessibility, powers of attorney, conservatorships, and guardianship
Review marketing materials and other communications for compliance with consumer regulatory laws and internal marketing policies and controls
Collaborate with legal, compliance, business, and other stakeholders to mitigate risks and promote responsible access to credit

Requirements

What you’ll need

Juris Doctorate from an accredited law school
Active member in good standing of at least one state bar
At least 5 years of experience as an attorney in a law firm, in-house legal department, or government agency
At least 5 years of financial services industry knowledge and expertise, including regulatory requirements relating to consumer credit products and services
6+ years of experience as an attorney working on consumer regulatory matters (preferred)
Thorough knowledge of the Equal Credit Opportunity Act, Fair Housing Act, and accompanying regulatory lending laws and regulations
Ability to build effective relationships with business clients, attorneys, project managers, and corporate compliance professionals
Ability to prioritize and independently manage a significant volume of legal questions with multiple simultaneous deadlines
Ability to rapidly synthesize new information and make well-grounded decisions
Strong oral communication and legal writing skills
Experience drafting comment letters or other regulatory advocacy documents
Strong interest in technology and emerging digital capabilities
Capital One will not sponsor a new applicant for employment authorization for this position

Benefits

Comp & perks

Performance-based incentive compensation, which may include cash bonuses and/or long-term incentives (LTI)
Comprehensive, competitive, and inclusive health, financial, and other benefits supporting total well-being
Reasonable accommodations for applicants who require them