Senior Risk Associate, Risk Management – Credit Card Intent

Capital One

. Perform testing of applications, line increase decisions, authorizations, and other activities to determine whether intent met execution based on documented credit policy .

Posted 10/27/2026full-timeMcLean • Virginia • United StatesSenior💰 $87,700 - $110,100 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in Transaction Testing, Compliance Testing, and Risk Management, with strong analytical skills to evaluate data and communicate findings effectively. Proficient in managing testing schedules and collaborating with cross-functional teams to enhance testing strategies and support regulatory compliance.

Highest-signal resume keywords

Transaction TestingCompliance TestingRisk ManagementMicrosoft ExcelData Analysis

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Transaction TestingCompliance TestingRisk ManagementData AnalysisTesting Strategy Development

Soft Skills

CommunicationRelationship ManagementProblem-Solving

Tools & Technologies

Microsoft ExcelGoogle Sheets

Certifications & Qualifications

High School DiplomaGED

Industry Keywords

Financial ServicesRegulatory ComplianceManagement Reporting

About the role

Key responsibilities & impact

Perform testing of applications, line increase decisions, authorizations, and other activities to determine whether intent met execution based on documented credit policy
Manage testing schedules and ensure tasks and reporting are completed within established timelines
Analyze data from multiple sources and document testing work, issues, and results
Establish and maintain relationships with Business Teams, Data Providers, and Risk Partners
Identify and execute new testing strategies to improve efficiency
Escalate issues and support remediation efforts
Communicate testing results to Credit Officers and senior management
Support production of management reports on intent documentation gaps, testing results, and remediation plans
Support internal assessments and external regulatory exams
Participate in special projects on an ad-hoc basis

Requirements

What you’ll need

High School Diploma, GED or equivalent certification
At least 1 year of experience in Transaction Testing, Compliance Testing, Risk Management, or Project Management
At least 1 year working with Microsoft Excel or Google Sheets
Preferred: 2+ years of experience in Transaction Testing, Compliance Testing, or Risk Management
Preferred: 2+ years working with Microsoft Excel or Google Sheets
Preferred: 1+ years of experience in financial services
Bachelor's Degree in Business or a quantitative field preferred
Capital One will not sponsor a new applicant for employment authorization or offer immigration-related support for this position

Benefits

Comp & perks

Performance-based incentive compensation, which may include cash bonus(es) and/or long-term incentives (LTI)
Comprehensive, competitive, and inclusive health, financial, and other benefits supporting total well-being
Hybrid work arrangement