Senior Risk Manager, Card Risk

Capital One

. Serve as the primary First Line of Defense (1LoD) Risk Subject Matter Expert for assigned card business units .

Posted 10/30/2026full-timeMcLean • Virginia • United StatesSenior💰 $161,500 - $202,800 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in First Line of Defense (1LoD) Operational Risk and Control Execution, with a strong ability to evaluate and mitigate risks while advising business leaders on effective control design and operational risk management strategies.

Highest-signal resume keywords

First Line Of Defense (1LoD) Operational RiskRisk And Control Self-Assessments (RCSAs)Enterprise Risk Management (ERM) FrameworksControl ExecutionInternal Audit Experience

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Operational Risk IdentificationControl DesignRisk/Return Trade-Off AnalysisProcess Workflow EvaluationControl Gap IdentificationRoot-Cause AnalysisIssue RemediationData-Backed JudgmentTesting Failure InterpretationControl Testing

Soft Skills

Business AcumenConstructive ChallengeAdvisory SkillsCollaboration

Industry Keywords

Financial InstitutionBig 4 Consulting FirmAudit EngagementsRegulatory ExamsKey Risk Indicators

About the role

Key responsibilities & impact

Serve as the primary First Line of Defense (1LoD) Risk Subject Matter Expert for assigned card business units
Identify, evaluate, and mitigate operational risks across the line of business
Advise business leaders on control design, operational risk identification, and risk/return trade-offs
Lead and execute Risk and Control Self-Assessments (RCSAs)
Evaluate process workflows, map threat vectors, identify control gaps, and author precise, testable business controls
Review strategic changes, product launches, and workflow modifications for proactive risk identification and control architecture
Evaluate key risk indicators and process maps to identify emerging control weaknesses
Advise on internal audit engagements and regulatory exams, including response strategies and audit challenges
Guide issue remediation, root-cause analysis, remediation design, and final approval before issue closure
Consult with Control Testing teams on scope design and testing routines
Interpret testing failures and guide corrective action plans

Requirements

What you’ll need

Bachelor’s Degree or military experience
At least 5 years of First Line of Defense (1LoD) Operational Risk, Business Risk, Control Execution, or Internal Audit experience within a financial institution or Big 4 consulting firm
At least 4 years of experience supporting, partnering and interacting with internal business clients
At least 2 years of experience with Enterprise Risk Management (ERM) frameworks, operational risk advisory, and control transformation
Strong technical risk judgment, control expertise, and business acumen
Ability to evaluate controls, challenge audit findings, and dissect root causes
Ability to constructively challenge business partners, external testing teams, and audit findings with data-backed judgment
Understanding of end-to-end operational mechanics of issue remediation and control testing
Ability to guide business partners through enterprise risk management and complex execution requirements
No employer-sponsored immigration support is available for new applicants

Benefits

Comp & perks

Performance-based incentive compensation, which may include cash bonuses and/or long-term incentives (LTI)
Comprehensive, competitive health, financial, and other benefits supporting total well-being
Reasonable accommodation support for applicants