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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in refinancing auto loans and managing a high-volume pipeline while providing exceptional customer service. Proficient in clear communication, needs assessment, and ethical business practices in compliance with finance laws.
Highest-signal resume keywords
Refinance ExperienceLoan Officer RoleCustomer Service SkillsBilingual in Spanish/EnglishPipeline Management
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
RefinancingLoan ProcessingNeeds AssessmentObjection HandlingProduct Sales Expertise
Soft Skills
Clear CommunicationActive ListeningTime ManagementBuilding RapportCustomer Expectation Management
Tools & Technologies
Software PlatformsFinancial Sources
Industry Keywords
Finance LawsCompliance GuidelinesVehicle Protection ServicesExtended Service ContractsEthical Business Practices
About the role
Key responsibilities & impact- Handle inbound calls and warm leads without cold calling
- Consult with and assist customers in refinancing auto loans
- Advise customers on additional protection products, including vehicle protection services and other offerings
- Explain loan terms, aftermarket products, and extended service contracts
- Act as a product sales expert and maintain product sales attachment goals
- Manage and maintain a large pipeline of prospective customers and acceptable conversion levels
- Conduct business ethically and professionally according to lender guidelines, finance laws, and internal compliance guidelines
- Process finance deals accurately and fairly through financial sources to secure funding
- Perform needs assessments, overcome objections, and manage customer expectations
- Perform other assigned duties
Requirements
What you’ll need- 2 years refinance experience demonstrating success in a loan officer role
- Experience handling and maintaining a high volume pipeline
- Excellent customer service skills and ability to quickly build rapport with customers
- Clear communication and active listening skills
- Ability to process information efficiently and incorporate information in real time with customers
- Ability to learn new technology and use a variety of software platforms
- Excellent time management skills
- Bilingual in Spanish/English is a plus
- Availability to work primarily Monday through Friday during 7AM–7PM MT business hours
- Required to work at least one weekend shift every four weeks, Saturday or Sunday, 8AM–5PM MT
- Consistent attendance, availability, and active engagement throughout the full scheduled shift
- Pre-employment background check required as a condition of employment
Benefits
Comp & perks- Monthly commission structure with uncapped commission potential
- Paid training and onboarding period of 16 weeks
- Equity options in the Company
- 401(k) retirement plan
- Generous paid time off including Flexible Time Off (FTO)
- 100% paid parental leave for all parents
- Highly subsidized medical, dental, and vision plans
- Fully company-paid mental health, disability, and basic life insurance
- Optional HSAs with Caribou HSA contributions
- FSAs
- Supplemental life and health insurance
- Legal insurance
- Pet insurance
- Up to $1,000 per year for eligible professional development expenses
- Employee referral program
- Flexible day off to compensate for required weekend shift
