Assistant Vice President, Credit Risk Analytics – Collections and Recovery

. Contribute to the development of new collections and recovery strategies and monitor and enhance existing strategies .

Posted 9/25/2026full-timeMumbai • IndiaLeadWebsite

Tools & technologies

Unix

Key responsibilities & impact

Contribute to the development of new collections and recovery strategies and monitor and enhance existing strategies
Work with stakeholders on strategy implementation, regulatory approvals, and seamless operational execution
Monitor portfolios and strategies after implementation and identify gaps
Work on policy governance and mitigate issues arising from leakage or policy implementation gaps
Support all LoBs, including PIL and USRB
Use SAS in a UNIX environment to perform risk, financial, and data analyses
Research customer and management queries using risk systems and data
Support ad-hoc risk policy analyses and projects
Participate in developing, testing, and optimizing credit policies
Assist with implementation of credit policies, processes, and related initiatives
Manage risk levels across the credit spectrum, multiple products, and retail formats
Prepare risk management presentations for senior management
Support regulatory exams
Drive compliance, apply sound ethical judgment, and escalate, manage, and report control issues transparently

What you’ll need

7+ years of relevant experience
Knowledge of commercial risk analytics
Ability to apply credit and risk principles toward business goals
Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
Experience or knowledge of Statistical Analysis System (SAS) in a UNIX environment for risk, financial and data analyses
Knowledge of profiling, sampling, reconciliation, and quality testing
Knowledge of credit policies, regulatory compliance, policy governance, and risk management
Ability to assess and manage risk in accordance with applicable laws, rules, regulations, and Citi policies

Comp & perks