Principal Engineer, Digital Software Engineer

Citi

. Lead design and development of enterprise-scale digital applications .

Posted 10/26/2026full-timePune • IndiaSeniorWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates extensive expertise in software engineering and technology leadership, with a strong focus on architecting and developing enterprise-scale digital applications, APIs, and cloud-native solutions. Proven ability to drive the adoption of AI technologies and mentor engineering teams to achieve excellence in customer-focused digital products.

Highest-signal resume keywords

15+ Years Of Software Engineering ExperienceJava And Spring Boot ExpertiseMicroservices And API DevelopmentGenerative AI And LLM KnowledgeTechnical Leadership And Mentorship

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

JavaSpring BootPythonReactAngularJavaScriptMicroservicesAPI DevelopmentMongoDBCloud Platforms

Soft Skills

MentoringCollaborationInnovationCustomer Focus

Tools & Technologies

CI/CDContainersRDBMSNoSQLAI-Assisted Engineering Tools

Industry Keywords

Digital BankingFinancial ServicesCustomer AcquisitionAML ComplianceCustomer Experience

Tech Stack

Tools & technologies

AngularCloudJavaJavaScriptMicroservicesMongoDBNoSQLOraclePythonRDBMSReactSpringSpring BootSpringBoot

About the role

Key responsibilities & impact

Lead design and development of enterprise-scale digital applications
Architect and build APIs, microservices, and cloud-native solutions
Drive adoption of AI, Generative AI, LLMs, and AI-assisted engineering tools
Partner with business and product teams to deliver customer-focused solutions
Mentor engineers and champion engineering excellence, quality, and innovation
Modernize legacy platforms and build reusable frameworks and services
Shape customer acquisition, onboarding, servicing, AML verification, customer journey orchestration, and self-service experiences across digital channels
Provide technical leadership and guidance to engineering teams
Contribute directly to architecture and solution design
Drive adoption of emerging technologies including Generative AI and Agentic AI

Requirements

What you’ll need

15+ years of software engineering and technology leadership experience
Strong hands-on expertise in Java, Spring Boot, Python, React, Angular, JavaScript, microservices and API development, MongoDB, DB2, Oracle, RDBMS/NoSQL, cloud platforms, containers, and CI/CD
Experience building customer-facing digital products and platforms
Knowledge of Generative AI, AI Agents, RAG, LLMs, and AI-powered development tools
Strong understanding of software architecture, design patterns, and scalable solution design
Preferred experience in digital banking or financial services
Preferred experience with customer acquisition and onboarding platforms
Preferred experience with customer experience and self-service channels
Preferred experience with AML/compliance solutions
Preferred experience with contact center and IVR integrations

Benefits

Comp & perks

Equal opportunity employment protections
Reasonable accommodation support for applicants with disabilities