SVP Credit Officer, Healthcare

Citi

. Assess credit extension requests for new and existing commercial clients .

Posted 9/23/2026full-timeUnited StatesLead💰 $144,480 - $216,720 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive expertise in credit analysis and underwriting, with a strong focus on financial statement interpretation, risk assessment, and compliance with regulatory requirements. Proven ability to mentor junior staff and improve credit processes for enhanced efficiency.

Highest-signal resume keywords

Credit AnalysisUnderwritingFinancial Statement InterpretationRegulatory ComplianceMentoring

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Financial AnalysisTrend AnalysisRatio AssessmentCollateral EvaluationLoan Covenant TrackingCredit Policy AdherenceProcess ImprovementIntermediate Accounting TheoryLoan Officer ResponsibilitiesCash Flow Projections

Soft Skills

Effective CommunicationStakeholder EngagementTime Management

Tools & Technologies

Microsoft ExcelMicrosoft WordMoody's Financial Analysis Software

Industry Keywords

Credit ExtensionCommercial ClientsInternal AuditsExternal AuditsRisk FactorsDue DiligenceGeographical Research

About the role

Key responsibilities & impact

Assess credit extension requests for new and existing commercial clients
Lead underwriting of complex, higher-value transactions
Produce thorough annual credit reviews
Conduct detailed financial analysis, including trend analysis, ratio assessment, and financial statement interpretation
Evaluate collateral performance across accounts receivable, inventory, machinery, equipment, and real estate
Monitor borrower compliance through monthly and quarterly reviews
Track loan covenant adherence and flag material deviations
Ensure credit decisions align with Citi's credit policies and regulatory requirements
Contribute to satisfactory outcomes in internal and external audits
Mentor and train less experienced credit staff across application processing, credit analysis, and loan closing
Conduct industry and geographical research and due diligence
Identify emerging risk factors
Recommend process improvements to increase the efficiency and effectiveness of credit underwriting

Requirements

What you’ll need

10 or more years of experience in credit analysis or underwriting within a financial institution
Direct involvement in loan officer or underwriting responsibilities
Advanced ability to read, interpret, and assess company financial statements, cash flow projections, and competitive and industry analysis in the context of credit risk
Solid knowledge of intermediate accounting theory and its practical application in credit underwriting
Ability to manage multiple assignments simultaneously while maintaining accuracy and meeting deadlines
Clear and effective written and verbal communication skills
Ability to influence and engage senior stakeholders and colleagues across business areas
Proficiency in Microsoft Excel and Word, including graphs and charts
Proficiency in Moody's financial analysis software
Bachelor's degree or equivalent university-level qualification in a relevant discipline

Benefits

Comp & perks

Hybrid working model with 3 days in the office and 2 days working remotely
Competitive compensation and benefits package
Financial wellbeing support
Medical, dental & vision coverage
401(k)
Life, accident, and disability insurance
Wellness programs
Paid vacation/planned time off
Sick leave/unplanned time off
Paid holidays
Continuous professional development
Learning and professional development resources
Global resources
Mentoring and development opportunities
Work-life balance provisions