Vice President, Credit Portfolio Officer

Citi

. Lead credit review, credit approvals, and portfolio monitoring activities .

Posted 9/21/2026full-timeWilmington • Illinois • United StatesLead💰 $114,720 - $172,080 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in credit risk management, including portfolio assessment and compliance with industry regulations. Proficient in using SAS in a UNIX environment for data analysis and risk evaluation, with strong communication skills for presenting complex concepts to senior management.

Highest-signal resume keywords

Credit Risk ManagementSAS in UNIX EnvironmentPortfolio Risk AssessmentFinancial AnalysisRegulatory Compliance

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit ReviewCredit ApprovalsPortfolio MonitoringRisk Assessment FrameworksData AnalysisFinancial Performance EvaluationCredit Policy KnowledgeStatistical AnalysisForecastingProgram Due Diligence

Soft Skills

Interpersonal SkillsOrganizational SkillsAnalytic SkillsCommunication SkillsMentoring

Industry Keywords

Financial ServicesCredit PoliciesRisk ManagementIndustry RegulationsQuantitative Discipline

Tech Stack

Tools & technologies

Unix

About the role

Key responsibilities & impact

Lead credit review, credit approvals, and portfolio monitoring activities
Identify credit migration in coordination with the Risk Management team
Manage Citi's portfolio exposure to clients and counterparties globally
Develop frameworks for portfolio risk assessment across lending products and industry segments
Evaluate credit and financial performance
Assess the impact of credit policies and industry regulations on prospective partners or product initiatives
Establish cross-functional partnerships and networks with internal and external constituencies
Use SAS in a UNIX environment for risk, financial, and data analyses, including profiling, sampling, forecasting, and program due diligence
Prepare risk management presentations for senior management
Operate with limited direct supervision and exercise independent judgment and autonomy
Act as a subject-matter expert for senior stakeholders and team members
Mentor and guide junior analysts
Assess and escalate risk and control issues while ensuring compliance with applicable laws, rules, regulations, and policies

Requirements

What you’ll need

8-10 years of experience in credit card risk management or equivalent training and experience, preferably in the financial services industry
Proven ability to apply credit and risk principles toward business goals
Demonstrated ability to synthesize and prioritize
Proven ability to remain organized in a fast-paced environment
Demonstrated interpersonal, organizational and analytic skills
Excellent communication and presentation skills, with the ability to articulate complex analytical concepts to a senior audience
Bachelor's degree/University degree or equivalent experience in Finance, Economics, Statistics, Mathematics, Business Engineering, or a related quantitative discipline
Master's degree preferred
Experience using Statistical Analysis System (SAS) in a UNIX environment
Knowledge of applicable credit policies and industry regulations

Benefits

Comp & perks

Medical, dental & vision coverage
401(k)
Life, accident, and disability insurance
Wellness programs
Paid vacation/planned time off
Paid sick leave/unplanned time off
Paid holidays
Discretionary and formulaic incentive and retention awards (for eligible employees)