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Credit Risk Manager – Policy Simplification
Commonwealth Bank. Drive simplification and optimisation of Home Lending credit policy .
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in credit risk management, particularly in Home Lending, with a strong ability to translate complex policy requirements into clear business rules. Skilled in stakeholder engagement and using market insights to drive policy simplification and improvement.
Highest-signal resume keywords
Credit Risk ManagementHome Lending ExperienceStakeholder ManagementPolicy InterpretationBusiness Rule Development
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Credit Policy ReviewBusiness Rule TranslationProcess ImprovementRisk AssessmentData Analysis
Soft Skills
Strong CommunicationRelationship BuildingOrganizational SkillsAttention to DetailAdaptability
Certifications & Qualifications
Qualification in BusinessQualification in Finance
Industry Keywords
Consumer LendingCredit Risk DecisioningCustomer Journey OptimizationAutomation in LendingChange Initiatives
About the role
Key responsibilities & impact- Drive simplification and optimisation of Home Lending credit policy
- Reduce unnecessary complexity and improve customer journeys
- Support greater automation of credit risk decisioning while ensuring responsible lending
- Maintain alignment with Home Buying’s credit appetite and the Group credit policy framework
- Review existing Home Lending policies and identify opportunities for improvement
- Translate policy requirements into clear, practical business rules and guidance
- Engage with frontline, decisioning and business stakeholders to simplify or rewrite policy
- Define and refine business rules and guidance materials
- Assess channel and business-unit needs to ensure policy requirements are applied effectively
- Use customer, portfolio and market insights to identify emerging risks and opportunities
- Support business cases, implementation plans and policy and process improvements
- Collaborate with Credit Risk Strategy, Governance and Performance colleagues
- Report to the Senior Manager, Credit Risk Automation
Requirements
What you’ll need- Experience in credit risk management, with Home Lending or consumer-lending experience highly regarded
- Ability to interpret, review and clearly articulate credit policy, business rules and supporting guidance
- Strong stakeholder management and influencing skills
- Ability to build trusted relationships across risk, product, decisioning and frontline teams
- Ability to use customer, market and portfolio insights to identify risks, simplify processes and improve policy outcomes
- Excellent written communication and attention to detail
- Ability to translate complex requirements into clear, practical language
- Organised and commercially minded
- Comfortable contributing to change initiatives in a flexible, multi-skilled environment
- A qualification in business, finance or a related discipline is desirable
Benefits
Comp & perks- Hybrid way of working with a blend of working from home and in the office
- Career development support for Commonwealth Bank Group employees
- Accessibility support through HR Direct