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Bilingual Spanish Loan Officer
Corning Credit Union. Assist members with completing loan requests by telephone, in person, or online .
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates strong customer service and interpersonal skills while effectively communicating loan decisions and educating members on credit union products. Possesses analytical and problem-solving abilities to recommend suitable loan options and alternatives for members.
Highest-signal resume keywords
Bilingual Spanish/EnglishCustomer Service SkillsAnalytical SkillsLending ExperienceSales Goals Achievement
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Loan ProcessingFinancial AnalysisDocument ManagementProduct KnowledgeCredit Assessment
Soft Skills
Interpersonal SkillsVerbal CommunicationWritten CommunicationAttention to DetailFlexibility
Tools & Technologies
Computer ProficiencyLoan Management Software
Certifications & Qualifications
High School DiplomaGED
Industry Keywords
Credit UnionLoan RecommendationsMember ExperienceFinancial IntegrityRisk Management
About the role
Key responsibilities & impact- Assist members with completing loan requests by telephone, in person, or online
- Gather member debt, income, and supporting loan request information
- Complete pending applications as much as possible to provide a seamless member experience
- Make loan recommendations through effective interviewing and analysis
- Educate members about appropriate credit union products and services
- Meet or exceed sales goals
- Maintain basic knowledge of competitors' products and services and use it to assist members with product and service decisions
- Protect the credit union's financial integrity and loan portfolio while balancing member service, exceptions, and risk
- Provide alternatives to members who do not qualify for requested loans and educate them on improving credit standing and future borrowing ability
- Communicate lending decisions to members and navigate sensitive situations
- Document loan decisions and supporting information within applications
- Assume other projects or duties as required or assigned
- Work with the Underwriting and Analysis Department to decide loans according to approval authority
Requirements
What you’ll need- Spanish/English speaking
- Strong customer service and interpersonal skills
- Ability to connect well with members over the phone
- Highly flexible and able to grasp and disseminate large amounts of information in a fast-paced environment
- Strong verbal and written communication skills
- Exceptional attention to detail
- Strong analytical and problem-solving skills
- Confidence in recommending products and services and meeting appropriate sales and service goals
- High school diploma or GED required
- Bachelor's degree in Business, Finance, or a related field preferred
- Prior lending experience preferred
- Ability to read and comprehend moderate to advanced instructions and correspondence
- Ability to write moderate to advanced correspondence within professional etiquette standards
- Ability to effectively present information in one-on-one and small-group situations
- Ability to effectively communicate loan decisions and navigate sensitive situations
- Ability to work in repetitive motion for a lengthy period
- Ability to work in a moderately noisy, fast-paced environment
- Regular computer use required
- Close vision and ability to adjust focus from close range to long range
- Reasonable accommodations may be made for individuals with disabilities
Benefits
Comp & perks- Competitive base salary
- Annual bonus plan
- Exceptional benefits package
- Equal opportunity employment