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Credit Analyst
Credit Acceptance. Handle phone calls from stakeholders, spending the majority of time signed on to the phone system .
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in loan underwriting and document review within a high-volume call center environment, ensuring compliance with company policies and legal guidelines while providing exceptional customer service. Capable of managing dealer relationships and resolving inquiries efficiently in a fast-paced setting.
Highest-signal resume keywords
Loan Underwriting ExperienceDocument Review and ValidationCustomer Service ExperienceProficiency in Microsoft OfficeAttention to Detail
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Loan UnderwritingDocument ReviewValidationContract ReviewComplianceData EntryInformation VerificationHigh-Volume Call HandlingProblem SolvingDecision Making
Soft Skills
Clear CommunicationAdaptabilityProfessionalismIndependenceFlexibility
Tools & Technologies
Microsoft WordMicrosoft ExcelMicrosoft OutlookPhone System
Industry Keywords
Stakeholder ManagementDealer OnboardingAudit ManagementInventory ManagementLegal Guidelines Compliance
About the role
Key responsibilities & impact- Handle phone calls from stakeholders, spending the majority of time signed on to the phone system
- Review, validate, and verify information through document review, internet searches, and phone calls to quickly fund compliant deals
- Provide high-level customer service and maintain stakeholder relationships
- Resolve and document dealer inquiries unrelated to the funding process
- Manage license, title, audit, and inventory issues to keep dealer pipelines open
- Welcome and onboard new dealers by providing initial funding assistance
- Attend mandatory training and comply with attendance requirements
- Perform other assigned duties
Requirements
What you’ll need- Bachelor’s degree, equivalent Credit Acceptance work experience, or 4 years of continuous experience in loan underwriting or document review and validation in a high-volume call center environment
- Proficiency in Microsoft Word, Excel, and Outlook
- Compliance with company policies, processes, and legal guidelines
- Ability to work Saturday shifts with an offsetting flex day during the regular work week
- Mandatory overtime during peak season (January through April) and month end
- Customer Service experience in a call center environment required for candidates without a Bachelor’s degree
- Experience reviewing contracts/legal documents with strong attention to detail
- Experience interpreting existing rules/guidelines and applying them appropriately to make decisions
- Ability to work independently in a fast-paced environment
- Ability to adapt to change and maintain a flexible schedule
- Clear, professional, and articulate telephone communication
- Ability to learn quickly and apply learned knowledge
- Ability to handle difficult conversations professionally
- Required degrees must be earned at accredited institutions recognized by the Council for Higher Education Accreditation or equivalent
Benefits
Comp & perks- 401(K) match
- Adoption assistance
- Parental leave
- Tuition reimbursement
- Comprehensive medical, dental, and vision coverage
- Nonstandard benefits
- Travel expenses covered for mandatory training travel