Dealer Credit Analyst

Daimler Truck North America

. Prepare, analyze, and submit new credit requests and file reviews to the Dealer Credit Manager .

Posted 9/18/2026full-timeCharlotte • North Carolina • United StatesJuniorMid-LevelWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in credit analysis, financial statement review, and risk assessment within the automotive finance sector. Proficient in building relationships with stakeholders and navigating complex organizational structures to influence credit decisions.

Highest-signal resume keywords

Credit AnalysisFinancial Statement ReviewRisk AssessmentCommercial LendingWholesale Audit

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit RecommendationsCashflow AnalysisPortfolio ManagementData CollectionTrend IdentificationAccountingUCC UnderstandingFinancial Performance MonitoringDealer Finance ExperienceAutomotive Industry Knowledge

Soft Skills

Customer FocusAttention to DetailProblem-SolvingEffective TeamworkOrganizational Savvy

Industry Keywords

Dealer Credit ManagementFinancial DriversMarket DynamicsCreditworthiness AssessmentComplex Structures

About the role

Key responsibilities & impact

Prepare, analyze, and submit new credit requests and file reviews to the Dealer Credit Manager
Provide sound and reasoned credit recommendations
Perform monthly reviews of dealership financial statements
Recommend actions regarding subordination, guarantees, state legal requirements, UCCs, and other protective agreements
Prepare and maintain dealer document files according to established procedures
Provide daily service to DRM/RFM personnel, Region Managers, dealer personnel, and management regarding credit files, system issues, approvals, contingencies, documentation, and financial statements
Review wholesale inventory and book audits and make recommendations on audit issues and exceptions
Communicate with dealer personnel throughout the credit request and maintenance process, including monthly financial statement reviews
Analyze dealership and truck equipment manufacturer financial condition for extending or continuing credit lines
Continuously monitor borrowers, financial performance, and payment of credit lines
Communicate regularly with dealer principals/owners, CFOs, field sales, credit management, and legal counsel

Requirements

What you’ll need

BS/BA and preferred 2–4 years of relevant experience, or 6 years of relevant experience in lieu of degree
Experience in credit analysis and automotive commercial underwriting
Financial statement review and cashflow analysis
Commercial lending or dealer finance experience
Risk assessment or portfolio management experience
Ability to collect data, establish facts, and identify trends and variance
3+ years of experience in fundamental accounting and/or automotive industry commercial finance
Experience in Wholesale Audit
Understanding of Universal Commercial Code (UCC)
Business acumen, including understanding dealership operations, financial drivers, and market dynamics to assess creditworthiness and risk
Organizational savvy and ability to navigate complex structures, build cross-functional relationships, and influence stakeholders within a corporate environment
Customer focus and ability to build strong relationships
Flexibility and ability to adapt to change
Attention to detail and problem-solving and analysis skills
Effective teamwork and collaboration capabilities
Must be legally authorized to work permanently in the country of posting
Final candidate must successfully complete a criminal background check

Benefits

Comp & perks

Annual bonus program
401k company contribution with company match up to 6%
Non-elective company contribution of 3–7% depending on age
Starting at 4 weeks paid vacation
15 calendar holidays
8 weeks paid parental leave
Employee assistance program
Comprehensive healthcare plans
Wellness programs
Onsite fitness at some locations
Tuition assistance
Volunteer paid time off
Short-term disability plans
Long-term disability plans