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Fleet Credit Analyst
Daimler Truck North America. Analyze the financial condition of Fleet borrowers with DTFS outstanding balances exceeding $1.25MM or requesting a line of credit .
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates strong financial analysis and presentation skills, with a focus on credit risk assessment and compliance with Local and Global Credit Rules. Proficient in utilizing MS Suite and various DTFS systems to enhance team performance and support strategic decision-making.
Highest-signal resume keywords
Financial AnalysisCredit Risk AssessmentMS Suite ProficiencyMoody’s Software ExperienceCommercial Lending Experience
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Financial AnalysisCredit Risk AssessmentData CollectionStatistical EvaluationForecastingLegal Documentation ReviewTrend IdentificationProcess ImprovementPresentation SkillsAttention to Detail
Soft Skills
Relationship BuildingCoachingTeam Performance EnhancementCommunication
Tools & Technologies
MS SuiteMoody’s SoftwareALFAPEGAECPCredit LensUCC
Industry Keywords
Fleet BorrowersCommercial LendingTransportation IndustryCredit RulesDTFS Compliance
About the role
Key responsibilities & impact- Analyze the financial condition of Fleet borrowers with DTFS outstanding balances exceeding $1.25MM or requesting a line of credit
- Perform timely reviews of Fleet borrowers with outstanding balances exceeding $1MM
- Present sound, reasoned recommendations to appropriate approving authorities for credit files outside authority limits
- Build positive relationships and work with District Finance Managers on buying strategies to achieve proper credit risk and returns
- Participate in joint Sales calls and Customer/Dealer visits when necessary
- Understand Fleet-related legal documentation to remain compliant and ensure DTFS perfection
- Ensure compliance with applicable regulations, including Local and Global Credit Rules
- Assist with training and coaching other Fleet collectors
- Share knowledge to increase overall team performance
- Assist with department projects and process improvement while supporting company values and customer experience
Requirements
What you’ll need- BS/BA and preferably 2–4 years of relevant experience, or 6 years of relevant experience in lieu of degree
- 2 years of experience working in a general business field
- 1 year of experience working with credit
- Proficiency with MS Suite, including advanced use of Outlook and Excel
- Strong attention to detail
- Ability to collect data, establish facts, and identify trends and variances
- Legally authorized to work permanently in the country of posting
- Final candidate must successfully complete a criminal background check
- Exceptional candidates might have a Bachelor's Degree in Business Administration, Accounting, Finance, Economics, or Statistics
- 2 years of financial analysis and presentation skills
- 1 year of Moody’s software application experience
- 2 years of commercial lending experience in the transportation industry
- Knowledge of DTFS systems and applications preferred: ALFA, PEGA, ECP, Credit Lens, Legal Documentation, UCC
- Ability to integrate information from a variety of sources with varied levels of complexity
- Ability to formulate and test hypotheses for forecasting outcomes
- Ability to review, interpret, and evaluate statistical information
Benefits
Comp & perks- Annual bonus program
- 401k company contribution with company match up to 6%
- Non-elective company contribution of 3–7% depending on age
- Starting at 4 weeks paid vacation
- 15 calendar holidays
- 8 weeks paid parental leave
- Employee assistance program
- Comprehensive healthcare plans
- Wellness programs
- Onsite fitness at some locations
- Tuition assistance
- Volunteer paid time off
- Short-term and long-term disability plans