Chief Risk Officer

ECU

. Report to the CEO, with direct access to and regular reporting to the Board and Supervisory Committee .

Posted 9/29/2026full-timeSouth Bend • United StatesLeadWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive expertise in enterprise risk management, compliance, and regulatory oversight within financial institutions, with a strong focus on strategic risk frameworks and analytics. Proven ability to lead high-performing teams and foster an enterprise risk culture while effectively communicating with executives and regulators.

Highest-signal resume keywords

Enterprise Risk ManagementRegulatory ComplianceRisk Data AnalyticsCredit Union RegulationLeadership in Risk Functions

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Risk ManagementComplianceFinancial RiskOperational RiskCredit RiskQuantitative AnalysisModel Risk ManagementAI Risk ManagementStress TestingCapital Planning

Soft Skills

Clear CommunicationInfluencing Without AuthorityConflict ResolutionTrust BuildingTalent Development

Tools & Technologies

Risk TechnologyAnalytics ToolsAI ToolsCybersecurity SolutionsBusiness Continuity Planning

Certifications & Qualifications

FRMPRMCRCMCAMS

Industry Keywords

NCUADodd-FrankConsumer ProtectionFinancial Institution RegulationThird-Party Risk Management

Tech Stack

Tools & technologies

Cyber Security

About the role

Key responsibilities & impact

Report to the CEO, with direct access to and regular reporting to the Board and Supervisory Committee
Lead the second line of defense and oversee in-house legal functions
Oversee enterprise risk, general counsel’s office, credit and financial risk, compliance, BSA/AML, fraud, technology, and third-party risk
Translate the Board’s risk appetite into clear guardrails supporting products, partnerships, digital channels, and revenue growth
Partner with the CEO, CFO, and business leaders on risk-adjusted growth, pricing, and capital allocation
Build transparent risk review processes for new products, markets, and partnerships
Lead enterprise risk management programs and second-line capabilities for operation above the Dodd-Frank threshold
Own the enterprise risk management framework and three-lines governance model
Develop the Board-approved risk appetite statement and cascade it into limits, key risk indicators, and escalation triggers
Deliver forward-looking risk reporting to executives, the Board, and Supervisory Committee
Provide independent oversight of credit risk, underwriting standards, portfolio concentration, and credit risk models
Oversee interest rate risk, liquidity risk, capital adequacy, capital planning, and stress testing
Lead regulatory compliance, consumer protection, fair lending, BSA/AML, sanctions, and fraud programs
Oversee the in-house legal function and manage outside counsel and advisors
Provide second-line oversight of cybersecurity, operational resilience, and business continuity
Establish model risk management and AI risk management
Lead third-party and partner risk management across fintech, wholesale lending, capital markets, and critical service providers
Invest in risk data, analytics, and automation
Serve as primary executive contact for NCUA, the Indiana Department of Financial Institutions, and other regulators
Facilitate relationships with industry and trade associations
Build and develop a high-performing second-line team and champion an enterprise risk culture

Requirements

What you’ll need

BS/BA degree in relevant field or equivalent credential/experience is required
10 or more years in risk management, compliance, or related fields, including senior leadership of a second-line function at a regulated financial institution of comparable size and complexity is required
Must reside within the Everwise geographic footprint within 12 months of start date
Strong strategic, analytical, and quantitative judgment
Clear, credible communication with Boards, executives, regulators, and frontline staff
Proven ability to influence without authority, resolve conflict, and build trust across functions
Skilled at selecting, developing, and coaching talent, and leading enterprise-wide programs
Thorough knowledge of laws and regulations applicable to credit unions, including NCUA, state, and consumer protection requirements
Contemporary knowledge of enterprise risk management and financial-institution risk disciplines, including capabilities expected of institutions at and above $10 billion in assets
Hands-on fluency with modern analytics, risk technology, and AI tools
Graduate degree in risk management, business, law, public policy or equivalent credentials/experience preferred
Risk management certifications such as FRM, PRM, CRCM, CAMS preferred
Experience at $10+ billion federally-insured depository, or experience crossing the Dodd-Frank threshold, preferred
Experience managing in-house legal counsel and selecting/managing outside legal counsel and similar advisors preferred
Demonstrated breadth across credit, financial, operational, compliance, and technology risk domains
Track record of enabling sustainable growth through products, partnerships, or digital capabilities with sound risk frameworks
Fluency with risk data, analytics, and emerging technology, including AI tools
Deep knowledge of credit union or bank regulation, including NCUA and state-level prudential supervision

Benefits

Comp & perks

Equal opportunity employer committed to creating an inclusive environment for all employees
Ongoing education is preferred, including post-graduate executive education and risk management certifications