Efí Bank

Collections

• Support the validation of statistical and mathematical models for credit risk analysis
• Verify adherence to assumptions, data quality, and the robustness of results
• Collaborate in the assessment of credit policies in accordance with internal guidelines, regulations, and best practices
• Participate in performance and stability testing, including backtesting, indicator monitoring, and benchmarking
• Prepare technical reports on results, identified risks, and recommendations for adjustments
• Monitor the implementation of models and policies, verifying system parameterization and controls
• Engage with Credit and Collections teams to clarify questions and propose improvements
• Support internal and external audits by providing evidence and documentation
• Contribute to the advancement of validation practices by suggesting methodologies, tools, and indicators

Junior Credit and Collections Validation Analyst